{"id":1726,"date":"2025-08-17T08:23:18","date_gmt":"2025-08-17T06:23:18","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/financial-beliefs-and-patterns\/"},"modified":"2025-09-02T20:29:16","modified_gmt":"2025-09-02T18:29:16","slug":"financial-beliefs-and-patterns","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/financial-beliefs-and-patterns\/","title":{"rendered":"Financial beliefs and patterns"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-794 size-large\" alt=\"\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim\" style=\"background-color:#e2f1ee\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-large-font-size\" id=\"przekonania-i-wzorce-finansowe\"><strong>Financial beliefs and patterns<\/strong><\/h1>\n<\/div><\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-057bf1b1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/wydawanie-na-zakupy-online.webp\" alt=\"\" class=\"wp-image-796\" style=\"border-radius:20px;aspect-ratio:3\/4;object-fit:cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/wydawanie-na-zakupy-online.webp 800w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/wydawanie-na-zakupy-online-640x640.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/wydawanie-na-zakupy-online-360x360.webp 360w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/wydawanie-na-zakupy-online-768x768.webp 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<p><strong>The psychology of personal finance <\/strong>outlines how our thoughts, feelings and behaviors influence our financial decisions. This includes issues such as how we perceive risk, how we make decisions under time pressure and how our emotions affect our spending, day-to-day decisions and approach to investing.  <\/p>\n\n\n\n<p>By understanding the psychology behind our financial decisions, we can make better choices and achieve our financial goals.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-057bf1b1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-d8ae35183cadb8ec1c67537cea06207b is-nowrap is-layout-flex wp-container-core-group-is-layout-29c66b93 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-a75712f\" id=\"gspb_iconBox-id-gsbp-a75712f\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m57.941 119.13-29.426 0.25391c-0.12891 0-0.23438 0.10547-0.23828 0.23828 0 0.13281 0.10547 0.23828 0.23828 0.24219l29.426 0.25391h0.007813c0.27344-0.003906 0.49219-0.22656 0.48828-0.49609 0-0.27344-0.22266-0.49219-0.49609-0.49219z\" fill=\"#16866a\"><\/path>\n <path d=\"m86.121 35.051c-0.73047-15.832-13.785-28.141-29.086-27.43-15.301 0.70703-27.156 14.168-26.426 29.988 0.73828 15.91 13.863 28.141 29.086 27.43 14.855-0.6875 26.457-13.387 26.457-28.609 0-0.45313-0.011719-0.91797-0.03125-1.3789zm-26.496 28.516c-14.504 0.66797-26.84-11-27.539-26.012-0.69141-15.027 10.535-27.789 25.02-28.457 0.40234-0.019531 0.79688-0.03125 1.1914-0.03125 13.973 0 25.668 11.43 26.348 26.043 0.69922 15.023-10.527 27.785-25.02 28.457z\" fill=\"#16866a\"><\/path>\n <path d=\"m34.461 13.672c1.2344-1.2383 2.6328-2.2969 4.1523-3.1133 1.5273-0.84766 3.1406-1.3477 4.8828-1.9141 0.015625-0.003906 0.03125-0.011719 0.046875-0.015625 0.37891-0.15234 0.5625-0.58594 0.40625-0.96094-0.15234-0.37891-0.58594-0.5625-0.96094-0.40625l-0.027343 0.011719c-1.6016 0.64844-3.3711 1.3359-4.9062 2.3359-1.5547 0.98047-2.9453 2.1992-4.1367 3.5664-1.1992 1.3633-2.1992 2.8828-3.0195 4.4766-0.85938 1.5781-1.4922 3.2539-2.0938 4.9336 0.71484-1.6328 1.457-3.2539 2.4141-4.75 0.91797-1.5195 2-2.9336 3.2422-4.1641z\" fill=\"#16866a\"><\/path>\n <path d=\"m89.785 52.852c-6.4688 0-11.078 6.3984-9.6992 12.703-3.0039-0.71875-6.1328 0.03125-9.4219 0.76953-10.691 2.207-19.77 0.41406-20.066 0.39453-1.8008-0.27734-3.6523-0.57031-5.5234-0.30469-2.0273 0.27734-4.5195 1.4375-5.4062 3.8398-1.043 2.8164 0.73828 5.8008 2.9453 7.1875 4.6289 2.8945 14.465 1.5547 19.73 0.078125-5.9766 4.6367-11.512 11.086-16.809 19.574-9.6406 15.43-3.4961 22.793 0.34375 20.305 3.5938-2.1367 4.5391-5.6016 13.391-19.438 0.90625-1.4766 2.7461-2.0781 4.3711-1.4375 1.793 0.71875 2.8945 1.2422 3.043 2.4219 0.089844 0.62891-0.19531 1.3398-0.47266 2.0195-1.3008 3.2188-2.5 6.6953-2.4922 10.258 0 5.1875 1.6328 8.5547 4.5781 9.4922 0.19531 0.058594 0.40234 0.089844 0.60156 0.089844 4.9531 0 13.754-19.871 6.4609-28.543-1.0352-1.2227-1.2695-3.5039-0.52344-4.875 4.7266-8.5469 9.7578-10.102 10.664-14.621 1.3008 0.66016 2.7461 1.0234 4.2812 1.0234 5.4844 0 9.9336-4.6953 9.9336-10.465 0.003906-5.7773-4.4453-10.473-9.9297-10.473zm-16.238 33.82c-1.0547 1.9102-0.75 4.8438 0.67969 6.5391 6.8242 8.125-2.5391 27.02-5.4844 26.094-3.082-0.97656-3.543-5.4844-3.543-8.0938-0.011719-3.1211 0.94531-6.1328 2.3828-9.6992 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43.055c-0.23047-4.9805-3.5547-7.5977-10.047-9.5156-0.15234-0.042968-0.28906-0.089843-0.4375-0.13281l-0.25781-11.469c2.1445-0.070312 3.9492 0.23828 5.2695 0.63281 0.97266 0.28906 1.9883-0.26953 2.3047-1.2344 0.33203-1.0234-0.24609-2.1289-1.2852-2.4102-1.625-0.44141-3.7852-0.71875-6.3672-0.61719l-0.09375-4.207c-0.007812-0.40625-0.35156-0.68359-0.75391-0.72266-0.40625 0.007813-0.73047 0.34766-0.72266 0.75391l0.097656 4.2812c-6.5781 0.75-10.699 4.707-10.473 9.6641 0.21875 4.7266 4.1641 7.4688 10.426 9.1953 0.16406 0.046874 0.31641 0.09375 0.47656 0.14062l0.27734 12.289c-0.3125 0.035156-0.62891 0.0625-0.96094 0.078125-2.5234 0.11719-4.9453-0.30859-6.9453-1.0195-1.0195-0.36328-2.1367 0.17188-2.4492 1.2109l-0.035156 0.11328c-0.29297 0.98047 0.25 2 1.2188 2.3242 2.1953 0.72656 5.2305 1.1875 8.0391 1.0547 0.41797-0.019532 0.8125-0.058594 1.2109-0.09375l0.11719 5.1484c0.007812 0.40234 0.33984 0.72266 0.73828 0.72266h0.015625c0.40625-0.007813 0.73047-0.34766 0.72266-0.75391l-0.12109-5.3086c7.0312-1.1562 10.25-5.4531 10.035-10.125zm-17.863-15.707c-0.097657-2.1172 1.4375-4.6797 5.6445-5.2852l0.24609 10.863c-3.9531-1.3633-5.7656-2.8242-5.8906-5.5781zm7.7383 22.105-0.26172-11.551c3.7539 1.3594 5.3398 3.043 5.4648 5.7305 0.13281 2.8164-1.75 5.0039-5.2031 5.8203z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color wp-elements-0f0ea218e969d995ae0a1f08b19c3520\" id=\"przekonania-finansowe\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);\">Financial beliefs<\/h2>\n<\/div>\n\n\n\n<p>When it comes to managing our finances, we most often rely on our habits, routines and behaviours learned from the family home. We act routinely and repetitively. Unfortunately, this can be to our disadvantage, as a certain anecdote perfectly illustrates:  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull has-palette-color-8-background-color has-background is-layout-constrained wp-container-core-group-is-layout-1be1fa45 wp-block-group-is-layout-constrained\" style=\"border-radius:40px;margin-bottom:var(--wp--preset--spacing--60);padding-top:var(--wp--preset--spacing--70);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70);padding-left:var(--wp--preset--spacing--70)\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>One day a woman, while cooking a ham for dinner, cut off both ends of the ham. Her astonished husband, seeing this, asked why she was doing this. &#8211; That&#8217;s how my mother cooked the ham,&#8221; replied the wife.<br\/>Just that day her mother was to come for dinner. So when she came, they asked her why she was cutting off both ends of the ham.-My mother cooked the ham this way, so that&#8217;s how I did it too, her mother replied.<br\/>So they call the grandmother and ask her why she was cutting off the ends of the ham&#8230;And the grandmother said: &#8220;Because the saucepan was too small!&#8221;.  <\/p>\n\n\n\n<p class=\"has-palette-color-3-color has-text-color has-link-color wp-elements-11b6bd36896a3b6017678d027dc9b313\" style=\"border-top-width:1px\"><em>Source: &#8220;Rich or poor &#8211; just mentally different&#8221; &#8211; T. Harv Eker<\/em><\/p>\n<\/blockquote>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1726","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1726"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}