{"id":1731,"date":"2025-08-26T20:37:02","date_gmt":"2025-08-26T18:37:02","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/exercise-the-power-of-habits-in-personal-finance\/"},"modified":"2025-09-02T20:45:00","modified_gmt":"2025-09-02T18:45:00","slug":"exercise-the-power-of-habits-in-personal-finance","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/exercise-the-power-of-habits-in-personal-finance\/","title":{"rendered":"Exercise: The power of habits in personal finance"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-794 size-large\" alt=\"\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/emocja-a-finanse-modul-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-white-background-color has-background-dim-80 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-black-color has-text-color has-link-color has-large-font-size wp-elements-09c676bb779678c54746ba6905bde01a\" id=\"cwiczenie-sila-nawykow-w-finansach-osobistych\"><strong>Exercise: The power of habits in personal finance<\/strong><\/h1>\n<\/div><\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-bc99cc53 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-576c8088a17b164021f595bb460d3ff5 is-nowrap is-layout-flex wp-container-core-group-is-layout-ef6b195a wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-ed47aa3\" id=\"gspb_iconBox-id-gsbp-ed47aa3\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m36.359 43.055c-4.9023 0-8.9023 3.9883-8.9023 8.8906 0 4.9023 3.9961 8.8906 8.9023 8.8906 4.9023 0 8.8906-3.9883 8.8906-8.8906 0-4.9062-3.9883-8.8906-8.8906-8.8906zm0 16.305c-4.0977 0-7.4258-3.3281-7.4258-7.4141 0-4.0859 3.3281-7.4141 7.4258-7.4141 4.0859 0 7.4141 3.3281 7.4141 7.4141 0 4.0859-3.3281 7.4141-7.4141 7.4141z\" fill=\"#16866a\"><\/path>\n <path d=\"m77.828 112.34c8.6328 0.80469 24.312 0.61719 33.461-0.54297-9.1406-0.85938-24.789-0.55078-33.461 0.54297z\" fill=\"#16866a\"><\/path>\n <path d=\"m112.8 39.234v-9.9453c0-12.988-10.516-23.406-23.406-23.406-12.91 0-23.414 10.496-23.414 23.406v9.9453c-8.082 1.5273-14.219 8.6445-14.219 17.172v32.867c0 9.6406 7.8359 17.477 17.477 17.477h40.301c9.6406 0 17.477-7.8359 17.477-17.477v-32.867c0-8.5273-6.1328-15.637-14.215-17.172zm-45.344-9.9453c0-12.09 9.8359-21.926 21.938-21.926s21.926 9.8086 21.926 21.926v9.6406h-6.5859v-9.6406c0-8.4961-6.9336-15.477-15.625-15.34-8.3008 0.14844-15.055 7.1992-15.055 15.695v9.2852h-6.5977zm35.801 0v9.6406l-27.727-0.003907v-9.2812c0-7.6992 6.1055-14.078 13.605-14.219 8.2148-0.039062 14.121 6.4688 14.121 13.863zm22.281 59.98c0 8.8203-7.1797 16-16 16h-40.301c-8.8203 0-16-7.1797-16-16v-32.867c0-8.8203 7.1797-16 16-16h40.301c8.8203 0 16 7.1797 16 16z\" fill=\"#16866a\"><\/path>\n <path d=\"m107.32 49.246h-35.867c-4.5273 0-8.2109 3.6836-8.2109 8.2109v30.75c0 4.5312 3.6836 8.2227 8.2109 8.2227h35.871c4.5273 0 8.2227-3.6914 8.2227-8.2227l-0.003906-30.75c0-4.5273-3.6914-8.2109-8.2227-8.2109zm6.7461 38.961c0 3.7227-3.0234 6.7461-6.7461 6.7461h-35.867c-3.7227 0-6.7344-3.0234-6.7344-6.7461l-0.003906-30.75c0-3.7109 3.0117-6.7344 6.7344-6.7344h35.871c3.7227 0 6.7461 3.0234 6.7461 6.7344z\" fill=\"#16866a\"><\/path>\n <path d=\"m95.762 69.352c0-3.7617-2.8555-6.8125-6.3711-6.8125-3.5234 0-6.3789 3.0508-6.3789 6.8125 0 2.0195 0.85547 3.957 2.3125 5.2461l-0.42188 7.75c-0.011719 0.20703 0.058594 0.40234 0.20703 0.55078 0.13672 0.14844 0.32422 0.22656 0.53125 0.22656h8.1836c0.20703 0 0.39453-0.078125 0.54297-0.22656 0.13672-0.14844 0.20703-0.35547 0.19531-0.55078l-0.50391-8.3711c1.1016-1.2578 1.7031-2.8828 1.7031-4.625zm-2.7266 12.297h-6.6172l0.40234-7.3438c0.011719-0.23438-0.097656-0.47266-0.28516-0.62109-1.2891-1.0039-2.0469-2.6172-2.0469-4.332 0-2.9453 2.1953-5.3359 4.9023-5.3359 2.6992 0 4.8945 2.3906 4.8945 5.3359 0 1.4688-0.53125 2.8359-1.5156 3.8516-0.14844 0.14844-0.21484 0.35547-0.20703 0.5625z\" fill=\"#16866a\"><\/path>\n <path d=\"m52.988 107.04c-0.29688-0.51172-0.81641-0.81641-1.4062-0.81641h-11.078v-39.68c6.3594-1.8008 11.039-7.6719 11.039-14.602 0-8.3711-6.8125-15.184-15.184-15.184s-15.184 6.8125-15.184 15.184c0 6.9336 4.6758 12.801 11.039 14.602v4.8555c-1.1602 1.0938-2.8047 3.8906-3.2773 4.8359 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0.35547-0.49219 0.69922-0.75 1.0547-7.5898 10.734-7.3164 2.0078-7.1172 18.984 0.03125 1.5859-0.03125 3.0508-0.15625 4.4805-0.375 4.2812-0.52344 3.6055-8.9805 10.832-0.6875 0.58203-1.457 1.2305-2.3125 1.418-1.3867 0.29688-3.9688-0.79688-3.0234-2.4219 1.043-1.8711 6.6641-5.207 9.7383-8.3203 4.0977-4.0977-3.6133-7.5508-3.1406-1.1211l0.13672 1.8516c-0.93359 0.77734-2.1367 1.6836-3.5625 2.7383 0.22656-1.5859 0.60156-3.5938 1.4258-9.582 0.66016-0.55078 0.86719-1.4375 0.21484-2.125 0.44141-4.7734 0.33594-8.0039 0.33594-8.1719-0.375 0.13672-1.043-0.69922-3.9766 1.832-2.7773 2.4023-0.45312 4.0859 2.5195 7.2969-0.30469 0.40234-1.0352 0.44141-1.5352 0.21484-0.875-0.375-1.5859-1.3867-2.2148-2.1055-4.0664-4.668-3.1328-5.4141-1.3008-7.1992 1.625-1.5938 4.5508-4.4805 6.4805-5.2266 3.2188-1.2422 7.6523 0.49219 10.918-1.9023 2.1875-1.6055 3.6836-5.4336 5.543-8.043 0 0 0-0.011719 0.011719-0.011719 0.73828-1.0547 1.2695-1.4961 1.8516-1.8516 0.86719-0.47266 2.0078 0.28516 1.8789 1.3086-0.24609 1.7031-1.25 3.6133-2.2539 5.0312-0.019531 0.03125-0.039062 0.058594-0.058594 0.089844zm-13.023 24.195c-0.19531 0.41406-0.84766 1.0352-1.1914 1.3398l-0.050782-0.73828c-0.27344-3.1133 1.9102-1.9531 1.2422-0.60156zm-5.6328-12.754c-0.019532 1.5547-0.097657 3.1914-0.22656 4.8828-0.23438-0.26562-1.9688-2.2148-2.0469-2.5898-0.12891-0.73438 1.6328-1.918 2.2734-2.293zm23.039 25.512c-0.5625-0.11719-3.6523 0.62109-3.6523-1.6836v-33.742c0.28516-0.38281 0.60156-0.84766 1.1406-1.6328 5.0234-7.0195 1.3281-9.6289-1.1406-8.7227v-3.5039c1.7344 0.31641 3.6055 0.31641 5.3359 0v46.887c-0.027344 0.09375 0.32422 2.3984-1.6836 2.3984zm-5.1289-51.168c-5.543-1.7617-9.5625-6.9531-9.5625-13.066 0-7.5625 6.1445-13.707 13.707-13.707 7.5508 0 13.707 6.1445 13.707 13.707 0 9.4531-9.3359 15.852-17.852 13.066zm19.484 42.887-3.0898 5.082c-0.019531 0.039062-0.070313 0.058593-0.10938 0.058593h-7.9961v-5.3359h11.078c0.050781 0 0.089844 0.019531 0.11719 0.058594 0.019531 0.050781 0.019531 0.089843 0 0.13672z\" fill=\"#16866a\"><\/path>\n <path d=\"m7.1797 96.445c-1.9531-0.80859-4.125-2.6484-4.2148-4.8086-0.039063-1.0508 0.33984-2.082 0.99609-2.9492 0.60937-0.94922 2.4492-2.4961 2.3477-2.4062 0.33594-0.30469 0.32031-0.8125 0.003906-1.1016-0.30469-0.27344-0.76953-0.25-1.0469 0.050781l-1.2188 1.3438c-0.34375 0.51562-0.74219 0.97266-1.0273 1.5273-0.62891 1.0508-0.98438 2.3633-0.78906 3.6172 0.35938 2.3359 2.707 4.0664 4.9492 4.7266z\" fill=\"#16866a\"><\/path>\n <path d=\"m1.6836 120.64c-0.40625 0.023437-0.71875 0.37109-0.69531 0.78125 0.023438 0.40625 0.37109 0.71875 0.78125 0.69531l13.008-0.73828-13.008-0.73828h-0.085937z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-d580007572e0362a89eefae3d7aa777e\" id=\"instrukcja\"><strong>Exercise description:<\/strong><\/h2>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Reflect on the story of the ham. This story perfectly illustrates how we often repeat certain patterns &#8211; not only in the kitchen, but also in finances &#8211; without reflecting on whether they are effective for us in our current situation. In Poland, you may come across new rules and expectations regarding money, so it is worth being aware of your habits.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer the following questions and write down your thoughts:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull has-palette-color-8-background-color has-background is-layout-constrained wp-container-core-group-is-layout-54d5157e wp-block-group-is-layout-constrained\" style=\"border-radius:40px;margin-bottom:var(--wp--preset--spacing--60);padding-top:var(--wp--preset--spacing--70);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70);padding-left:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-04af8872517b3f3ba8ecc52ac8124d18 is-nowrap is-layout-flex wp-container-core-group-is-layout-ef6b195a wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-043bcca\" id=\"gspb_iconBox-id-gsbp-043bcca\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m87.602 63.012h-5.793c-0.44922 0-0.84375-0.16406-1.168-0.49219-0.32031-0.32031-0.48828-0.72266-0.48828-1.168v-2.3359c-3.5352-0.5-6.2969-1.5859-8.2148-3.2344-2.0352-1.7461-3.0664-3.8125-3.0664-6.1445 0-0.90234 0.55469-1.4414 1.4883-1.4414h8.8633c0.73438 0 1.3477 0.23828 1.8164 0.70703 0.70313 0.67578 1.9961 1.0234 3.8438 1.0234 2.8516 0 3.6133-0.48047 3.6133-0.76172 0-0.35547-0.52734-0.61328-0.96875-0.76562-0.82422-0.28906-2.5195-0.57813-5.0352-0.85938-8.4141-1.0156-12.676-4.3359-12.676-9.875 0-2.5781 0.98438-4.8047 2.9258-6.6055 1.8242-1.6992 4.3164-2.8438 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has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-64c568f8f0b7aaa4cefa8f858a061419\" id=\"instrukcja\"><strong>Questions:<\/strong><\/h2>\n<\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>What do you think of the story you read?<\/strong> Do you encounter similar &#8217;roundabouts that were too small&#8217; in your life, especially in the context of finances?\n<ul class=\"wp-block-list\">\n<li><em>My thoughts:<\/em> &#8230;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>What household budget management behaviours do you repeat from your mum and your dad?<\/strong> Is how they managed money still relevant and helpful to you in Poland?\n<ul class=\"wp-block-list\">\n<li><em>My behaviours repeated from my parents:<\/em> &#8230;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>What financial actions do you routinely perform without thinking?<\/strong> (e.g. you always buy your coffee at the station, you shop at the same shop even though it is more expensive, you don&#8217;t check your bills)\n<ul class=\"wp-block-list\">\n<li><em>My routine financial actions:<\/em> &#8230;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>What do you plan to change about your finances after reading the story?<\/strong> Did the ham story open your eyes to a habit you want to change?\n<ul class=\"wp-block-list\">\n<li><em>What I plan to change:<\/em> &#8230;<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1731","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1731"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}