{"id":1749,"date":"2025-08-26T20:40:00","date_gmt":"2025-08-26T18:40:00","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/exercise-need-or-want\/"},"modified":"2025-09-02T22:19:00","modified_gmt":"2025-09-02T20:19:00","slug":"exercise-need-or-want","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/exercise-need-or-want\/","title":{"rendered":"Exercise: ‘Need or Want’"},"content":{"rendered":"\n
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Exercise: ‘Need or Want’<\/strong><\/h1>\n<\/div><\/div>\n\n

The ‘Need or Want’<\/strong> exercise is a tool for analyzing one’s own spending and desires, with the aim of consciously distinguishing between what is necessary for living and functioning<\/strong> (need) and what is an additional desire that improves comfort or satisfaction but is not necessary<\/strong> (craving). The aim of this exercise is to better understand your financial habits, set spending priorities and, consequently, manage your budget more effectively to meet your financial goals. <\/p>\n\n

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How to do the exercise:<\/strong><\/h2>\n<\/div>\n\n\n\n

For each item in the list below, consider whether it is a need or a craving for YOU INDIVIDUALLY<\/strong>. Remember that your interpretation may vary depending on your personal life situation, goals and values. Mark your answer (P for Need, Z for Want) next to each item. <\/p>\n\n\n\n

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Table for the exercise \u2018Need or Want\u2019<\/strong> \u2013 PDF file<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Table:<\/h2>\n<\/div>\n\n\n\n
Item<\/th>Need<\/th>Want<\/th><\/tr><\/thead>
Own home<\/td><\/td><\/td><\/tr>
Own car<\/td><\/td><\/td><\/tr>
Electric bicycle<\/td><\/td><\/td><\/tr>
Smartphone<\/td><\/td><\/td><\/tr>
Life insurance<\/td><\/td><\/td><\/tr>
Laptop<\/td><\/td><\/td><\/tr>
Saving for retirement<\/td><\/td><\/td><\/tr>
Trip abroad<\/td><\/td><\/td><\/tr>
Gold jewellery<\/td><\/td><\/td><\/tr>
Paid applications<\/td><\/td><\/td><\/tr>
Paid ringtones for your phone<\/td><\/td><\/td><\/tr>
Tablet<\/td><\/td><\/td><\/tr>
Dietary supplements<\/td><\/td><\/td><\/tr>
Gym passes<\/td><\/td><\/td><\/tr>
Healthy food<\/td><\/td><\/td><\/tr>
Coffee on the town<\/td><\/td><\/td><\/tr>
Lunch out<\/td><\/td><\/td><\/tr>
Dinner with friends<\/td><\/td><\/td><\/tr>
Natural cosmetics<\/td><\/td><\/td><\/tr>
Hairdresser<\/td><\/td><\/td><\/tr>
Professional hair care products<\/td><\/td><\/td><\/tr>
Qualification training<\/td><\/td><\/td><\/tr>
Branded clothing<\/td><\/td><\/td><\/tr>
Pet<\/td><\/td><\/td><\/tr>
Picture or sculpture<\/td><\/td><\/td><\/tr>
Membership fee for a networking organization<\/td><\/td><\/td><\/tr>
Another streaming platform<\/td><\/td><\/td><\/tr>
Braces<\/td><\/td><\/td><\/tr>
Sumptuous birthday party<\/td><\/td><\/td><\/tr>
Gold coins<\/td><\/td><\/td><\/tr>
Gift for mum<\/td><\/td><\/td><\/tr>
Charitable donations<\/td><\/td><\/td><\/tr>
Other:<\/td><\/td><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1749","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1749"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}