{"id":1750,"date":"2025-08-26T20:41:37","date_gmt":"2025-08-26T18:41:37","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/exercise-purchasing-decisions\/"},"modified":"2025-09-02T22:24:00","modified_gmt":"2025-09-02T20:24:00","slug":"exercise-purchasing-decisions","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/exercise-purchasing-decisions\/","title":{"rendered":"Exercise: Purchasing Decisions"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-801 size-large\" alt=\"\" src=\"http:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/zakupy-i-inne-wydatki-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/zakupy-i-inne-wydatki-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/zakupy-i-inne-wydatki-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/zakupy-i-inne-wydatki-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/zakupy-i-inne-wydatki-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-white-background-color has-background-dim-80 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-black-color has-text-color has-link-color has-large-font-size wp-elements-afaae1d102df8a37bcbb3cca8f1bbe7d\" id=\"cwiczenie-decyzje-zakupowe\"><strong>Exercise: Purchasing Decisions<\/strong><\/h1>\n<\/div><\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-057bf1b1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-34303c06433803f88ef06316bfde9819 is-nowrap is-layout-flex wp-container-core-group-is-layout-29c66b93 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-ed47aa3\" id=\"gspb_iconBox-id-gsbp-ed47aa3\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m36.359 43.055c-4.9023 0-8.9023 3.9883-8.9023 8.8906 0 4.9023 3.9961 8.8906 8.9023 8.8906 4.9023 0 8.8906-3.9883 8.8906-8.8906 0-4.9062-3.9883-8.8906-8.8906-8.8906zm0 16.305c-4.0977 0-7.4258-3.3281-7.4258-7.4141 0-4.0859 3.3281-7.4141 7.4258-7.4141 4.0859 0 7.4141 3.3281 7.4141 7.4141 0 4.0859-3.3281 7.4141-7.4141 7.4141z\" fill=\"#16866a\"><\/path>\n <path d=\"m77.828 112.34c8.6328 0.80469 24.312 0.61719 33.461-0.54297-9.1406-0.85938-24.789-0.55078-33.461 0.54297z\" fill=\"#16866a\"><\/path>\n <path d=\"m112.8 39.234v-9.9453c0-12.988-10.516-23.406-23.406-23.406-12.91 0-23.414 10.496-23.414 23.406v9.9453c-8.082 1.5273-14.219 8.6445-14.219 17.172v32.867c0 9.6406 7.8359 17.477 17.477 17.477h40.301c9.6406 0 17.477-7.8359 17.477-17.477v-32.867c0-8.5273-6.1328-15.637-14.215-17.172zm-45.344-9.9453c0-12.09 9.8359-21.926 21.938-21.926s21.926 9.8086 21.926 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7.75c-0.011719 0.20703 0.058594 0.40234 0.20703 0.55078 0.13672 0.14844 0.32422 0.22656 0.53125 0.22656h8.1836c0.20703 0 0.39453-0.078125 0.54297-0.22656 0.13672-0.14844 0.20703-0.35547 0.19531-0.55078l-0.50391-8.3711c1.1016-1.2578 1.7031-2.8828 1.7031-4.625zm-2.7266 12.297h-6.6172l0.40234-7.3438c0.011719-0.23438-0.097656-0.47266-0.28516-0.62109-1.2891-1.0039-2.0469-2.6172-2.0469-4.332 0-2.9453 2.1953-5.3359 4.9023-5.3359 2.6992 0 4.8945 2.3906 4.8945 5.3359 0 1.4688-0.53125 2.8359-1.5156 3.8516-0.14844 0.14844-0.21484 0.35547-0.20703 0.5625z\" fill=\"#16866a\"><\/path>\n <path d=\"m52.988 107.04c-0.29688-0.51172-0.81641-0.81641-1.4062-0.81641h-11.078v-39.68c6.3594-1.8008 11.039-7.6719 11.039-14.602 0-8.3711-6.8125-15.184-15.184-15.184s-15.184 6.8125-15.184 15.184c0 6.9336 4.6758 12.801 11.039 14.602v4.8555c-1.1602 1.0938-2.8047 3.8906-3.2773 4.8359 0.70703-4.0273-2.5391-8.2305-7.0195-8.2305-3.918 0-7.0977 3.2305-7.0977 7.207 0 2.8242 1.6133 5.2773 3.957 6.4492-4.0273 0.12891-5.4453 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3.6055-8.9805 10.832-0.6875 0.58203-1.457 1.2305-2.3125 1.418-1.3867 0.29688-3.9688-0.79688-3.0234-2.4219 1.043-1.8711 6.6641-5.207 9.7383-8.3203 4.0977-4.0977-3.6133-7.5508-3.1406-1.1211l0.13672 1.8516c-0.93359 0.77734-2.1367 1.6836-3.5625 2.7383 0.22656-1.5859 0.60156-3.5938 1.4258-9.582 0.66016-0.55078 0.86719-1.4375 0.21484-2.125 0.44141-4.7734 0.33594-8.0039 0.33594-8.1719-0.375 0.13672-1.043-0.69922-3.9766 1.832-2.7773 2.4023-0.45312 4.0859 2.5195 7.2969-0.30469 0.40234-1.0352 0.44141-1.5352 0.21484-0.875-0.375-1.5859-1.3867-2.2148-2.1055-4.0664-4.668-3.1328-5.4141-1.3008-7.1992 1.625-1.5938 4.5508-4.4805 6.4805-5.2266 3.2188-1.2422 7.6523 0.49219 10.918-1.9023 2.1875-1.6055 3.6836-5.4336 5.543-8.043 0 0 0-0.011719 0.011719-0.011719 0.73828-1.0547 1.2695-1.4961 1.8516-1.8516 0.86719-0.47266 2.0078 0.28516 1.8789 1.3086-0.24609 1.7031-1.25 3.6133-2.2539 5.0312-0.019531 0.03125-0.039062 0.058594-0.058594 0.089844zm-13.023 24.195c-0.19531 0.41406-0.84766 1.0352-1.1914 1.3398l-0.050782-0.73828c-0.27344-3.1133 1.9102-1.9531 1.2422-0.60156zm-5.6328-12.754c-0.019532 1.5547-0.097657 3.1914-0.22656 4.8828-0.23438-0.26562-1.9688-2.2148-2.0469-2.5898-0.12891-0.73438 1.6328-1.918 2.2734-2.293zm23.039 25.512c-0.5625-0.11719-3.6523 0.62109-3.6523-1.6836v-33.742c0.28516-0.38281 0.60156-0.84766 1.1406-1.6328 5.0234-7.0195 1.3281-9.6289-1.1406-8.7227v-3.5039c1.7344 0.31641 3.6055 0.31641 5.3359 0v46.887c-0.027344 0.09375 0.32422 2.3984-1.6836 2.3984zm-5.1289-51.168c-5.543-1.7617-9.5625-6.9531-9.5625-13.066 0-7.5625 6.1445-13.707 13.707-13.707 7.5508 0 13.707 6.1445 13.707 13.707 0 9.4531-9.3359 15.852-17.852 13.066zm19.484 42.887-3.0898 5.082c-0.019531 0.039062-0.070313 0.058593-0.10938 0.058593h-7.9961v-5.3359h11.078c0.050781 0 0.089844 0.019531 0.11719 0.058594 0.019531 0.050781 0.019531 0.089843 0 0.13672z\" fill=\"#16866a\"><\/path>\n <path d=\"m7.1797 96.445c-1.9531-0.80859-4.125-2.6484-4.2148-4.8086-0.039063-1.0508 0.33984-2.082 0.99609-2.9492 0.60937-0.94922 2.4492-2.4961 2.3477-2.4062 0.33594-0.30469 0.32031-0.8125 0.003906-1.1016-0.30469-0.27344-0.76953-0.25-1.0469 0.050781l-1.2188 1.3438c-0.34375 0.51562-0.74219 0.97266-1.0273 1.5273-0.62891 1.0508-0.98438 2.3633-0.78906 3.6172 0.35938 2.3359 2.707 4.0664 4.9492 4.7266z\" fill=\"#16866a\"><\/path>\n <path d=\"m1.6836 120.64c-0.40625 0.023437-0.71875 0.37109-0.69531 0.78125 0.023438 0.40625 0.37109 0.71875 0.78125 0.69531l13.008-0.73828-13.008-0.73828h-0.085937z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-24ce1d73da3bca1aca6b1ccee7954f77\" id=\"instrukcja\"><strong>How to do the exercise:<\/strong><\/h2>\n<\/div>\n\n\n\n<p>This exercise is designed to help us look at how we make purchasing decisions and whether they are always conscious. Below you will find questions that you can answer in your mind or note down your reflections. There are no right or wrong answers here &#8211; simply an opportunity to better understand your own habits.  <\/p>\n\n\n\n<p><strong>Please answer the following questions by reflecting on your behaviours.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull has-palette-color-8-background-color has-background is-layout-constrained wp-container-core-group-is-layout-1be1fa45 wp-block-group-is-layout-constrained\" style=\"border-radius:40px;margin-bottom:var(--wp--preset--spacing--60);padding-top:var(--wp--preset--spacing--70);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70);padding-left:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-04af8872517b3f3ba8ecc52ac8124d18 is-nowrap is-layout-flex wp-container-core-group-is-layout-29c66b93 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-043bcca\" id=\"gspb_iconBox-id-gsbp-043bcca\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m87.602 63.012h-5.793c-0.44922 0-0.84375-0.16406-1.168-0.49219-0.32031-0.32031-0.48828-0.72266-0.48828-1.168v-2.3359c-3.5352-0.5-6.2969-1.5859-8.2148-3.2344-2.0352-1.7461-3.0664-3.8125-3.0664-6.1445 0-0.90234 0.55469-1.4414 1.4883-1.4414h8.8633c0.73438 0 1.3477 0.23828 1.8164 0.70703 0.70313 0.67578 1.9961 1.0234 3.8438 1.0234 2.8516 0 3.6133-0.48047 3.6133-0.76172 0-0.35547-0.52734-0.61328-0.96875-0.76562-0.82422-0.28906-2.5195-0.57813-5.0352-0.85938-8.4141-1.0156-12.676-4.3359-12.676-9.875 0-2.5781 0.98438-4.8047 2.9258-6.6055 1.8242-1.6992 4.3164-2.8438 7.4062-3.4023v-2.6562c0-0.44922 0.16406-0.84375 0.49219-1.168 0.32422-0.32422 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d=\"m3.9492 36.926c0.35938 0.19141 0.80859 0.054688 1-0.30469 1.8125-3.3984 5.7891-5.7656 9.9375-5.6094-4.0977-0.64844-8.6289 1.1914-11.191 4.8281l-0.003906 0.007812c-0.015625 0.023438-0.03125 0.046875-0.046875 0.074219-0.19531 0.36328-0.058593 0.80859 0.30469 1.0039z\" fill=\"#16866a\"><\/path>\n <path d=\"m88.336 87.211c-0.011719 0-0.027344-0.003907-0.039063-0.003907-0.97266-0.066406-1.0742 1.4102-0.097656 1.4727 9.6289 0.65625 19.273-3.5664 25.238-10.832-6.3398 6.9453-16.02 10.473-25.102 9.3633z\" fill=\"#16866a\"><\/path>\n <path d=\"m81.707 8.4023c6.0273-1.6992 12.945-0.55078 18.242 3.2109-4.9961-4.1523-11.988-5.9688-18.586-4.6445-0.019531 0.003906-0.039062 0.007812-0.058593 0.015625-0.39453 0.10938-0.62109 0.51953-0.51172 0.91016 0.11328 0.39062 0.51953 0.62109 0.91406 0.50781z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-64c568f8f0b7aaa4cefa8f858a061419\" id=\"instrukcja\"><strong>Questions:<\/strong><\/h2>\n<\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you find yourself going into a shop for a particular product and leaving with others that you had not planned to buy?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you buy groceries without paying attention to prices?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you do your grocery shopping without a list and buy whatever comes to hand?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you buy groceries without checking the best-before date?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you go shopping just because you are bored or want to make yourself feel better?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you buy products just because they were recommended by a colleague?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Even though you don&#8217;t have money in your bank account, do you find it hard to say no to purchases and go into credit card debt?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you happen to buy a product or service under the charm of a salesperson?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you buy a product online just because you got an email from a retailer telling you about a &#8220;special promotion&#8221;, &#8220;discount code&#8221; or &#8220;sale&#8221;?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>When you buy a product or service, do you think it will make you look better in front of your family or friends?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>When you see a repeated advertisement on the internet, do you start to think that this product is made especially for you and make a purchase?<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Do you buy products just because they are advertised by influencers on social media?<\/strong><\/li>\n<\/ol>\n<\/div>\n\n<div class=\"wp-block-group 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13.402 12.93-1.2305 1.1914-3.2305 1.3086-4.3438 0.058593-1.1523-1.3086-0.55078-3.4648-0.6875-5.168-0.48438-5.3281-6.2617-4.7344-6.2617-0.875-6.0469 1.0938-5.1406 7.8281-5.1797 7.957 0 2.0664 0.99609 3.9102 2.5391 5.043-1.332 1.5352-1.2617 3.9102-1.2109 5.3945zm-9.8086-5.8555c0.058594-1.043 0.83594-1.8906 1.7422-2.3438 0.070313 2.1445 0.13672 4.2812 0.16797 6.4102-0.79688-1.3516-1.9883-2.6602-1.9102-4.0664zm18.195-12.652h-3.043c0.35547-1.625 2.2773-2.2266 3.043 0zm43.066 44.977c-0.03125 0.10938-0.12891 0.19531-0.23438 0.19531h-41.117c-0.10938 0-0.21484-0.089844-0.23438-0.20703l-6.2344-30.738c0.43359 0.097656 0.88672 0.14844 1.3477 0.14844h52.125c0.41406 0 0.82812-0.039062 1.2227-0.11719zm5.6523-43.5c2.668 0 4.8359 2.1758 4.8359 4.8438v1.7422c0 2.668-2.168 4.8359-4.8359 4.8359-56.547-0.011719-52.961 0.34375-54.664-0.73047-2.9922-1.8398-2.1562-5.082-2.293-5.8477 0-2.2852 1.5859-4.2031 3.7227-4.707 0.89453-0.22656 4.8828-0.13672 4.7852-0.13672 0.050781 1.7031-0.47266 3.9375 1.043 5.6602 1.6641 1.8594 4.6094 1.8203 6.4688 0.019531 0.92578-0.90625 1.3281-3.1523 0.98437-5.6797zm-32.324-34.297c-12.211-3.1992-19.594-15.547-16.453-27.5 3.1602-11.98 15.605-19.09 27.844-15.871 12.219 3.2109 19.594 15.547 16.453 27.512-3.1016 11.836-15.438 19.121-27.844 15.859z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-454aef6f46622b6b0b4d08f9e3af5f18\" id=\"instrukcja\"><strong>Reflection<\/strong><\/h2>\n<\/div>\n\n\n\n<p>If the answer to any of the above questions was <strong>yes<\/strong>, it could be a signal that you are not always in full control of your purchasing decisions.<\/p>\n\n\n\n<p>This is a <strong>great time<\/strong> to reflect on your shopping habits and, if you feel the need to do so, start making changes to help you make more informed and beneficial decisions for your finances. Remember that everyone has the right to make mistakes and learn &#8211; the important thing is to keep moving forward! <\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1750","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1750","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1750"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}