{"id":1759,"date":"2025-08-17T07:16:52","date_gmt":"2025-08-17T05:16:52","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/introduction-5\/"},"modified":"2025-09-09T20:44:38","modified_gmt":"2025-09-09T18:44:38","slug":"introduction-5","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/introduction-5\/","title":{"rendered":"Introduction"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-1046 size-large\" alt=\"\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim\" style=\"background-color:#e2f0ee\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-large-font-size\" id=\"wprowadzenie\"><strong>Introduction<\/strong><\/h1>\n<\/div><\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-057bf1b1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<p>This module will introduce you to the world of basic financial institutions in Poland and the most important financial products. We will also discuss basic consumer rights in the context of financial services. <\/p>\n\n\n\n<p>This module aims to increase the financial awareness of participants, equipping them with the knowledge necessary to use basic financial services safely and effectively, with particular emphasis on protecting their rights as consumers.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1440\" height=\"2560\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-scaled.jpg\" alt=\"\" class=\"wp-image-1047\" style=\"border-radius:20px;aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-scaled.jpg 1440w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-360x640.jpg 360w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-675x1200.jpg 675w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-768x1366.jpg 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-864x1536.jpg 864w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-skylake-25913209-1152x2048.jpg 1152w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull has-palette-color-8-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:40px;margin-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-42ee4fdad909e38287f15b4f913fc456 is-nowrap is-layout-flex wp-container-core-group-is-layout-29c66b93 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div 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4.9453 4.1484 6.7617-1.7227-1.9844-3.1055-4.3477-3.4219-6.8906-0.31641-2.4883 0.5625-5.1758 2.457-6.5547z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color wp-elements-48bdf99de595d90ec34675fcb44e77c3\" id=\"tematyka\" style=\"font-size:clamp(16.834px, 1.052rem + ((1vw - 3.2px) * 0.716), 26px);\">Topics:<\/h2>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Basic financial institutions in Poland:<\/strong> <br\/>We will explain the differences between banks, SKOKs and savings banks, as well as how to safely choose the right financial institution, paying attention to fees and availability of services. In addition, you will learn how to open an account in Poland, what documents are needed and how to safely use basic banking services such as deposits, withdrawals and transfers. <\/li>\n\n\n\n<li><strong>Basic financial institutions in Poland:<\/strong> <br\/>We will explain the differences between banks, SKOKs and savings banks, as well as how to safely choose the right financial institution, paying attention to fees and availability of services. In addition, you will learn how to open an account in Poland, what documents are needed and how to safely use basic banking services such as deposits, withdrawals and transfers. <\/li>\n\n\n\n<li><strong>Basic consumer rights in the financial market:<\/strong> <br\/>We will explain your rights as a consumer, including the right to be fully informed about contracts, to withdraw from them and to complain if there are problems. You will also learn how your personal information is protected and where to seek help in case of disputes with financial institutions. <\/li>\n\n\n\n<li><strong>Avoiding financial traps:<\/strong> <br\/>We will give you tips on how to recognize and avoid risky loans, such as payday loans, in order to protect yourself from over-indebtedness.<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-057bf1b1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p>This module is designed specifically for you to understand and safely use the basic financial services available. We&#8217;ll start by explaining how different institutions differ, how to open a bank account, how to use payment cards, and discuss your rights as a consumer. This is the key to managing your money safely and consciously. Get started!   <\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1759","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1759"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}