{"id":1881,"date":"2025-08-30T12:06:09","date_gmt":"2025-08-30T10:06:09","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/financial-security-in-a-digital-world\/"},"modified":"2025-09-09T21:40:28","modified_gmt":"2025-09-09T19:40:28","slug":"financial-security-in-a-digital-world","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/financial-security-in-a-digital-world\/","title":{"rendered":"Financial security in a digital world"},"content":{"rendered":"\n
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Financial security in a digital world<\/strong><\/h1>\n<\/div><\/div>\n\n

Below is a list of key principles and actions that will help you take care of your financial security in the digital world. Review it and make sure you have mastered all the points in this section. <\/p>\n\n

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Checklist<\/h2>\n<\/div>\n\n\n\n
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1<\/span><\/div><\/div>

Secure online and mobile banking<\/h2><\/div>\n\n\n\n
    \n
  • I use a strong and unique password for my bank account.<\/li>\n\n\n\n
  • I never share my password with anyone, including bank employees or police.<\/li>\n\n\n\n
  • I only log in to the bank’s official website, checking that the URL starts with https:\/\/ and has a padlock symbol.<\/li>\n\n\n\n
  • I avoid logging into the bank on public Wi-Fi networks.<\/li>\n\n\n\n
  • I have two-factor authentication (2FA) enabled in my banking application.<\/li>\n\n\n\n
  • I download the mobile app only from official stores (Google Play, App Store).<\/li>\n<\/ul>\n\n\n\n
    2<\/span><\/div><\/div>

    Secure cashless payments<\/h2><\/div>\n\n\n\n
      \n
    • I remember the PIN to the card by heart and never write it down.<\/li>\n\n\n\n
    • I cover the keypad when entering my PIN at the terminal.<\/li>\n\n\n\n
    • I never give my BLIK code to anyone over the phone, SMS, or on social media.<\/li>\n\n\n\n
    • I verify requests for money from friends by calling them.<\/li>\n\n\n\n
    • I know that I don’t have to give any data (card number, CVV\/CVC code, etc.) in order to collect the money for the sold item.<\/li>\n<\/ul>\n\n\n\n
      3<\/span><\/div><\/div>

      Recognizing and avoiding fraud<\/h2><\/div>\n\n\n\n
        \n
      • I can recognize phishing by checking the email address, links and quality of language in the message.<\/li>\n\n\n\n
      • I don’t click on suspicious links in e-mails and text messages, especially those about parcel surcharges or account problems.<\/li>\n\n\n\n
      • I verify the status of the shipment in the official app of the courier, not through links from SMS.<\/li>\n\n\n\n
      • I know that real institutions never ask for sensitive data (passwords, BLIK codes) over the phone.<\/li>\n\n\n\n
      • I report suspicious incidents to CERT Poland.<\/li>\n<\/ul>\n\n\n\n
        4<\/span><\/div><\/div>

        Safe online shopping<\/h2><\/div>\n\n\n\n
          \n
        • I check the credibility of the store (company data, terms and conditions, online reviews).<\/li>\n\n\n\n
        • I use secure online payment methods (BLIK, PayU, PayPal).<\/li>\n\n\n\n
        • I check that the store’s address starts with https:\/\/ and has a padlock symbol.<\/li>\n\n\n\n
        • I don’t give out bank card details via email, chat or SMS.<\/li>\n\n\n\n
        • I use a different, unique password for online store accounts than for banking.<\/li>\n<\/ul>\n\n\n\n
          5<\/span><\/div><\/div>

          Data protection and device security<\/h2><\/div>\n\n\n\n
            \n
          • I have antivirus installed and active on my computer and smartphone.<\/li>\n\n\n\n
          • I regularly update the software on all my devices.<\/li>\n\n\n\n
          • I know what RODO is and what rights I have regarding my personal data (right of access, deletion).<\/li>\n\n\n\n
          • I am careful with what I share online.<\/li>\n\n\n\n
          • I log out of my accounts when I finish using banking or other important services.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n

            If you can answer yes to all points, it means you know how to effectively protect yourself in the digital world. Remember that vigilance and education are your best tools <\/p>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1881","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1881"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}