{"id":1893,"date":"2025-08-30T11:55:39","date_gmt":"2025-08-30T09:55:39","guid":{"rendered":"https:\/\/fpna.pl\/cr\/finances-at-a-new-address\/ls\/how-to-protect-your-financial-data\/"},"modified":"2025-09-09T21:41:04","modified_gmt":"2025-09-09T19:41:04","slug":"how-to-protect-your-financial-data","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/en\/cr\/finances-at-a-new-address\/ls\/how-to-protect-your-financial-data\/","title":{"rendered":"How to protect your financial data"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-1046 size-large\" alt=\"\" src=\"http:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim\" style=\"background-color:#e2f0ee\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-large-font-size\" id=\"jak-chronic-swoje-dane-finansowe\"><strong><strong>How to protect your financial data<\/strong><\/strong><\/h1>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong><strong>Identifying fraud<\/strong><\/strong><\/p>\n<\/div><\/div>\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-e30726b01b520f0244d05b322b36695a\">In this section, you&#8217;ll learn how to protect your financial data from scams such as phishing and fake text messages. You&#8217;ll also learn ways to recognize when someone is trying to scam you. <\/p>\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-b5b518e46c70219f461bb8ea6217d65c\">Scammers don&#8217;t sleep and are constantly trying to scam you out of your money, using a variety of methods. One of the most common is phishing, which involves sending fake messages that look like they come from a bank, courier company or other trusted institution. Imagine getting an email saying that your bank account has been blocked and you have to click on a link to unblock it.    <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-66fad18a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-maksgelatin-5605061-1.jpg\" alt=\"\" class=\"wp-image-1190\" style=\"border-radius:20px;aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-maksgelatin-5605061-1.jpg 1920w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-maksgelatin-5605061-1-640x427.jpg 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-maksgelatin-5605061-1-1200x800.jpg 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-maksgelatin-5605061-1-768x512.jpg 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-maksgelatin-5605061-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color has-medium-font-size wp-elements-7d501db44519b40cbd4e5281b5a7cea2\" id=\"kiedy-i-dlaczego-ostroznie-rozwazac-pozyczanie\" style=\"margin-bottom:20px;font-style:normal;font-weight:800;line-height:1.2\"><strong><br\/><strong>Phishing &#8211; email and website scams<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-05bb9411c1ac4030983904e527973ece\"><strong>Phishing<\/strong> is an attempt to trick you out of your data, such as your bank passwords, card numbers or social network login information. Scammers send you messages (emails or text messages) that look like they come from a bank, the Post Office, a telecommunications company or other trusted companies. <\/p>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-e86212abf0d4dc4c4225d321e7c05f92\"><strong>Sample scenario:<\/strong> You receive an email stating that your bank account has been blocked and you need to click on a link to unblock it. The link takes you to a page that looks like your bank&#8217;s website, but is actually fake. When you enter your password there, the scammers take it over.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull has-palette-color-8-background-color has-background is-layout-constrained wp-container-core-group-is-layout-1be1fa45 wp-block-group-is-layout-constrained\" style=\"border-radius:40px;margin-bottom:var(--wp--preset--spacing--60);padding-top:var(--wp--preset--spacing--70);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70);padding-left:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-d2f1c3e8314f27e154087e26339ff130 is-nowrap is-layout-flex wp-container-core-group-is-layout-29c66b93 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-0c84227\" id=\"gspb_iconBox-id-gsbp-0c84227\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m87.602 63.012h-5.793c-0.44922 0-0.84375-0.16406-1.168-0.49219-0.32031-0.32031-0.48828-0.72266-0.48828-1.168v-2.3359c-3.5352-0.5-6.2969-1.5859-8.2148-3.2344-2.0352-1.7461-3.0664-3.8125-3.0664-6.1445 0-0.90234 0.55469-1.4414 1.4883-1.4414h8.8633c0.73438 0 1.3477 0.23828 1.8164 0.70703 0.70313 0.67578 1.9961 1.0234 3.8438 1.0234 2.8516 0 3.6133-0.48047 3.6133-0.76172 0-0.35547-0.52734-0.61328-0.96875-0.76562-0.82422-0.28906-2.5195-0.57813-5.0352-0.85938-8.4141-1.0156-12.676-4.3359-12.676-9.875 0-2.5781 0.98438-4.8047 2.9258-6.6055 1.8242-1.6992 4.3164-2.8438 7.4062-3.4023v-2.6562c0-0.44922 0.16406-0.84375 0.49219-1.168 0.32422-0.32422 0.71484-0.49219 1.168-0.49219h5.793c0.45313 0 0.84375 0.16406 1.1719 0.49219 0.32422 0.32422 0.48828 0.71875 0.48828 1.168v2.6602c3.1484 0.61328 5.7148 1.7812 7.6367 3.4766 2.0469 1.8047 3.0859 3.668 3.0859 5.5352 0 0.42578-0.15234 0.78906-0.44141 1.0547-0.28125 0.25781-0.64844 0.39063-1.0898 0.39063h-9.293c-0.60938 0-1.168-0.21484-1.6602-0.63672-0.60547-0.55469-1.543-0.83203-2.793-0.83203-1.5039 0-2.4062 0.26953-2.4062 0.71875 0 0.18359 0.29297 0.38672 0.78516 0.54687 0.71484 0.23438 2.1914 0.48047 4.3984 0.73438 4.793 0.55469 8.2656 1.6133 10.332 3.1406 2.125 1.5742 3.2031 3.832 3.2031 6.707 0 2.8633-1.1367 5.2539-3.3789 7.1016-2.1094 1.7383-4.9258 2.8867-8.3789 3.418v2.3398c0 0.44531-0.16797 0.84766-0.48828 1.168-0.32813 0.32422-0.72266 0.48828-1.1719 0.48828zm-17.25-13.836c-0.43359 0-0.5 0.13672-0.5 0.45703 0 2.0586 0.89063 3.8242 2.7227 5.3984 1.8477 1.5859 4.582 2.6172 8.1289 3.0625l0.42969 0.054688v3.1992c0 0.1875 0.0625 0.33594 0.19922 0.47266 0.13672 0.13672 0.28906 0.20313 0.47266 0.20313h5.793c0.1875 0 0.33203-0.0625 0.47266-0.20313 0.13672-0.13672 0.19922-0.28906 0.19922-0.47266v-3.1953l0.42578-0.058594c3.4648-0.47656 6.2617-1.5742 8.3125-3.2617 2.0312-1.6758 3.0195-3.75 3.0195-6.3438 0-2.582-0.91797-4.5156-2.8047-5.918-1.9219-1.4258-5.2383-2.418-9.8594-2.9531-2.3047-0.26563-3.8047-0.51953-4.5938-0.77734-0.96875-0.31641-1.4648-0.81641-1.4648-1.4844 0-1.1289 1.1406-1.7031 3.3906-1.7031 1.5039 0 2.6641 0.36328 3.4453 1.0781 0.30078 0.25781 0.63672 0.39062 1.0078 0.39062h9.293c0.28125 0 0.38672-0.097656 0.42188-0.12891 0.058594-0.054688 0.125-0.13672 0.125-0.32813 0-1.5742-0.92578-3.1875-2.75-4.7969-1.8672-1.6445-4.4102-2.7617-7.5625-3.3203l-0.40625-0.070313v-3.4805c0-0.18359-0.0625-0.33594-0.20312-0.47266-0.14062-0.14063-0.28516-0.20313-0.47266-0.20313h-5.793c-0.1875 0-0.33594 0.0625-0.47266 0.19922-0.14062 0.14062-0.20312 0.28516-0.20312 0.47266v3.4883l-0.41406 0.066406c-3.0859 0.5-5.5469 1.5859-7.3086 3.2266-1.7539 1.6328-2.6094 3.5586-2.6094 5.8867 0 5.0312 3.8594 7.9375 11.801 8.8906 2.6211 0.29297 4.3398 0.59375 5.25 0.91016 1.0781 0.37891 1.625 0.94922 1.625 1.6953 0 1.5664-2.625 1.7461-4.5977 1.7461-2.1406 0-3.625-0.42578-4.5352-1.3047-0.28906-0.28906-0.65625-0.42578-1.1289-0.42578z\" fill=\"#16866a\"><\/path>\n <path d=\"m24.016 67.246h-3.5039c-0.32031 0-0.61328-0.12109-0.84375-0.35547-0.23047-0.23047-0.35156-0.52344-0.35156-0.84375v-1.2461c-2.0938-0.31641-3.7422-0.98438-4.9023-1.9805-1.2773-1.0938-1.9258-2.3945-1.9258-3.8633 0-0.66016 0.41797-1.0664 1.0938-1.0664h5.3633c0.5 0 0.91406 0.16406 1.2383 0.48438 0.38281 0.37109 1.125 0.5625 2.1875 0.5625 1.75 0 1.9961-0.29297 2.0039-0.30469-0.011719 0-0.125-0.12109-0.46875-0.24219-0.48047-0.16797-1.4922-0.33984-3.0039-0.51172-5.2031-0.625-7.8398-2.6992-7.8398-6.1641 0-1.6172 0.61719-3.0117 1.832-4.1406 1.1016-1.0234 2.5859-1.7227 4.418-2.0781v-1.4453c0-0.32031 0.12109-0.61328 0.35156-0.84375 0.23047-0.23047 0.52344-0.35547 0.84375-0.35547h3.5039c0.32031 0 0.61328 0.12109 0.84375 0.35156 0.23047 0.23438 0.35156 0.52344 0.35156 0.84375v1.4492c1.8672 0.38672 3.3984 1.0977 4.5547 2.1172 1.2812 1.1289 1.9336 2.3047 1.9336 3.4961 0 0.3125-0.11328 0.58203-0.33203 0.78125-0.20312 0.1875-0.46875 0.28516-0.78906 0.28516h-5.625c-0.41406 0-0.79688-0.14453-1.1328-0.43359-0.33594-0.30859-0.85547-0.45703-1.5625-0.45703-1.0391 0-1.2383 0.20312-1.2578 0.22656 0.015625 0.007812 0.09375 0.078125 0.33984 0.16016 0.28906 0.09375 0.98047 0.24609 2.625 0.4375 2.9727 0.34375 5.0508 0.98047 6.3438 1.9375 1.3398 0.99219 2.0156 2.4102 2.0156 4.2148 0 1.793-0.71094 3.2891-2.1133 4.4453-1.2695 1.0469-2.9492 1.7461-5 2.082l0.007813 1.2578c0 0.32031-0.12109 0.61328-0.35156 0.84375-0.23438 0.23438-0.52734 0.35547-0.84766 0.35547zm-10.438-8.3672c-0.089844 0-0.12109 0.015625-0.12109 0.015625 0.011719 1.2539 0.53125 2.2734 1.5938 3.1836 1.0898 0.9375 2.707 1.543 4.8164 1.8086l0.42969 0.054687v2.1094c0 0.050781 0.011719 0.09375 0.0625 0.14844 0.054687 0.054687 0.097656 0.066406 0.14844 0.066406h3.5039c0.050781 0 0.09375-0.011719 0.14844-0.066406 0.054688-0.054688 0.066406-0.097657 0.066406-0.14844v-2.1016l0.42578-0.058594c2.0625-0.28516 3.7188-0.93359 4.9336-1.9336 1.1836-0.97266 1.7578-2.1797 1.7578-3.6875 0-1.4961-0.53125-2.6172-1.6172-3.4219-1.1367-0.83984-3.1133-1.4297-5.8711-1.75-1.4062-0.16406-2.3242-0.32031-2.8164-0.48047-0.84375-0.27344-1.0195-0.74219-1.0195-1.082 0-0.8125 0.75391-1.2227 2.2461-1.2227 0.96094 0 1.7031 0.23828 2.2148 0.70312 0.14453 0.125 0.30078 0.1875 0.48047 0.1875h5.625c0.058593 0 0.10547-0.007813 0.12109-0.027344 0.011719-0.94922-0.52344-1.8789-1.5859-2.8125-1.1016-0.97266-2.6094-1.6328-4.4805-1.9648l-0.40625-0.070313v-2.2695c0-0.050782-0.011719-0.09375-0.066406-0.14844-0.050781-0.054687-0.09375-0.0625-0.14844-0.0625h-3.5039c-0.0625 0-0.10156 0.015625-0.14844 0.0625-0.054688 0.054688-0.066407 0.097656-0.066407 0.14844v2.2773l-0.41406 0.066406c-1.8281 0.29688-3.2812 0.9375-4.3203 1.9023-1.0195 0.94922-1.5156 2.0664-1.5156 3.418 0 2.9258 2.2812 4.625 6.9688 5.1875 1.6055 0.17969 2.6562 0.36328 3.2148 0.5625 0.92188 0.32031 1.1133 0.83594 1.1133 1.2109 0 1.25-2.0859 1.25-2.9766 1.25-1.3477 0-2.2891-0.27734-2.8789-0.84375-0.14063-0.13672-0.3125-0.19922-0.54688-0.19922z\" fill=\"#16866a\"><\/path>\n <path d=\"m50.781 109.02h-0.011719c-1.9219-3.2891-5.2383-7.6406-10.301-10.094 4.0664-5.1406 0.1875-12.621-6.7734-12.621-6.9531 0-10.852 7.4727-6.7734 12.621-5.0625 2.4531-8.3789 6.8047-10.301 10.094-2.4805 4.2617 2.168 8.457 6.4805 4.3828 0.88672-0.86719 1.5078-1.7539 2.2852-2.6484-0.13672 1.0039-1.25 9.8867-0.66797 10.465 0.13672 0.14844 0.32422 0.23438 0.53125 0.23438h16.895c0.20703 0 0.39453-0.089843 0.53125-0.23438 0.14844-0.13672 0.21484-0.33594 0.20703-0.53125-0.12891-3.3672-0.42187-6.707-0.875-9.9336 1.2695 1.457 3.2773 4.7344 6.6055 4.2344 2.5-0.36719 3.6523-3.3789 2.168-5.9688zm-17.082-21.238c3.8398 0 6.9531 2.8945 6.9531 6.4375 0 5.9258-8.0742 8.793-12.328 4.0859-3.7031-4.1836-0.48438-10.523 5.375-10.523zm10.289 23.031c-0.69922-0.85547-2.5195-3.1602-3.418-2.5586-0.90625 0.58203 0.31641 1.2891 0.80859 11.727l-15.363-0.003906c0.48438-10.289 1.7031-11.137 0.81641-11.727-0.91406-0.58203-2.7383 1.7227-3.4258 2.5703-0.875 1.0742-2.332 3.0234-4.4023 2.707-1.3398-0.20703-2.1562-1.9609-1.1133-3.7617 1.8711-3.1992 5.1289-7.4648 10.102-9.7266 3.2188 2.7969 8.1836 2.7969 11.402 0 4.3633 2 7.7188 5.6523 10.102 9.7266 1.6484 2.8477-1.2578 6.332-5.5078 1.0469z\" fill=\"#16866a\"><\/path>\n <path d=\"m110.89 21.746c-9.4922-7.3438-26.93-12.316-41.867-7.6094-20.273 6.3711-29.793 29.727-21.867 45.508 3.0508 6.0078 5.8203 9.1289 1.6641 16.039-2.4727 4.0977-5.0898 7.7773-7.8086 10.93-0.14844 0.17578-0.15625 0.43359-0.019531 0.62109 0.097656 0.12891 0.24609 0.19531 0.39453 0.19531 0.070312 0 0.12891-0.011719 0.19531-0.039063 5.8477-2.4531 10.801-7.6211 17.457-7.8984 5.957-0.28516 21.801 8.3203 46.977-3.0312 6.125-2.7656 19.277-12.77 20.844-26.055 1.1641-9.9219-4.2031-19.562-15.969-28.66zm14.988 28.543c-1.5078 12.867-14.305 22.578-20.262 25.266-12.988 5.8672-26.219 7.3945-39.672 4.0273-7.0508-1.7422-9.8359-1.9219-18.816 3.6445-1.2812 0.78906-2.5898 1.5938-3.9297 2.3047 2.2344-2.7852 4.4023-5.918 6.4609-9.3359 4.5977-7.6289 1.082-11.578-1.625-16.996-7.6133-15.172 1.6016-37.934 21.285-44.129 14.621-4.5977 31.676 0.26563 40.969 7.4531 11.473 8.8711 16.719 18.215 15.59 27.766z\" fill=\"#16866a\"><\/path>\n <path d=\"m8.3438 37.727c-7.7109 6.418-9.6406 17.98-4.4688 26.879 4.0078 6.9102 12.457 12.988 24.164 9.3438 3.0625-0.96484 4.8359 6.9102 6.4609 6.9102 0.43359 0 0.85547-0.35547 0.90625-0.88672 1.1719-13.184 7.2969-15.332 7.2969-25.297-0.007813-17.945-20.664-28.312-34.359-16.949zm26.152 42.023-3.1719-5.2266c-0.69922-1.1406-2.2266-1.9102-3.582-1.5156-11.145 3.4766-19.199-2.3125-23.012-8.8906-4.9336-8.4961-3.1016-19.516 4.2422-25.629 4.2812-3.5625 9.9141-5.1094 15.457-4.2617 13.734 2.125 21.504 17.715 14.887 29.992-2.7539 5.1055-4.3984 10.344-4.8203 15.531z\" fill=\"#16866a\"><\/path>\n <path d=\"m3.9492 36.926c0.35938 0.19141 0.80859 0.054688 1-0.30469 1.8125-3.3984 5.7891-5.7656 9.9375-5.6094-4.0977-0.64844-8.6289 1.1914-11.191 4.8281l-0.003906 0.007812c-0.015625 0.023438-0.03125 0.046875-0.046875 0.074219-0.19531 0.36328-0.058593 0.80859 0.30469 1.0039z\" fill=\"#16866a\"><\/path>\n <path d=\"m88.336 87.211c-0.011719 0-0.027344-0.003907-0.039063-0.003907-0.97266-0.066406-1.0742 1.4102-0.097656 1.4727 9.6289 0.65625 19.273-3.5664 25.238-10.832-6.3398 6.9453-16.02 10.473-25.102 9.3633z\" fill=\"#16866a\"><\/path>\n <path d=\"m81.707 8.4023c6.0273-1.6992 12.945-0.55078 18.242 3.2109-4.9961-4.1523-11.988-5.9688-18.586-4.6445-0.019531 0.003906-0.039062 0.007812-0.058593 0.015625-0.39453 0.10938-0.62109 0.51953-0.51172 0.91016 0.11328 0.39062 0.51953 0.62109 0.91406 0.50781z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-1adfd1a126eeef881c913b481ea04914\" id=\"instrukcja\">How do you recognize phishing?<\/h2>\n<\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Check the e-mail address of the sender. Are you sure it is your bank&#8217;s address and not, for example, bankk.polskis@gmail.com? <\/li>\n\n\n\n<li>Check the link before you click on it. You can hover over the link with your mouse cursor (not click!) and the real address will appear at the bottom of your browser. It is usually different from the bank&#8217;s official website.  <\/li>\n\n\n\n<li>Be suspicious of messages that contain spelling errors, have strange syntax or are written in &#8220;broken&#8221; Polish.<\/li>\n\n\n\n<li><strong>The bank never asks for passwords or card details in an email.<\/strong><\/li>\n<\/ol>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1893","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson\/1893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/comments?post=1893"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/en\/wp-json\/wp\/v2\/media?parent=1893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}