{"id":1697,"date":"2025-08-17T14:50:56","date_gmt":"2025-08-17T12:50:56","guid":{"rendered":""},"modified":"2025-09-02T23:56:58","modified_gmt":"2025-09-02T21:56:58","slug":"%d1%83%d0%bd%d0%b8%d0%ba%d0%bd%d0%b5%d0%bd%d0%bd%d1%8f-%d1%84%d1%96%d0%bd%d0%b0%d0%bd%d1%81%d0%be%d0%b2%d0%b8%d1%85-%d0%bf%d0%b0%d1%81%d1%82%d0%be%d0%ba","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/uk\/cr\/%d1%84%d1%96%d0%bd%d0%b0%d0%bd%d1%81%d0%b8-%d0%b7%d0%b0-%d0%bd%d0%be%d0%b2%d0%be%d1%8e-%d0%b0%d0%b4%d1%80%d0%b5%d1%81%d0%be%d1%8e\/ls\/%d1%83%d0%bd%d0%b8%d0%ba%d0%bd%d0%b5%d0%bd%d0%bd%d1%8f-%d1%84%d1%96%d0%bd%d0%b0%d0%bd%d1%81%d0%be%d0%b2%d0%b8%d1%85-%d0%bf%d0%b0%d1%81%d1%82%d0%be%d0%ba\/","title":{"rendered":"\u0423\u043d\u0438\u043a\u043d\u0435\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u0430\u0441\u0442\u043e\u043a"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-1040 size-large\" alt=\"\" src=\"http:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/inwestowanie-oszczedzanie-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/inwestowanie-oszczedzanie-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/inwestowanie-oszczedzanie-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/inwestowanie-oszczedzanie-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/inwestowanie-oszczedzanie-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim\" style=\"background-color:#e1f0ee\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-large-font-size\" id=\"unikanie-pulapek-finansowych\"><strong><strong>\u0423\u043d\u0438\u043a\u043d\u0435\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u0430\u0441\u0442\u043e\u043a<\/strong><\/strong><\/h1>\n<\/div><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-66fad18a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-cd5290fd3234f36a44d9d4b06374be78\">\u0426\u0435\u0439 \u0440\u043e\u0437\u0434\u0456\u043b \u0440\u043e\u0437\u0448\u0438\u0440\u044e\u0454 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u043f\u0440\u043e \u0440\u0438\u0437\u0438\u043a\u043e\u0432\u0430\u043d\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u0442\u0430 \u0441\u043f\u043e\u0441\u043e\u0431\u0438 \u0443\u043d\u0438\u043a\u043d\u0435\u043d\u043d\u044f \u043f\u0440\u043e\u0431\u043b\u0435\u043c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color has-medium-font-size wp-elements-aeea6a63d779e7f03aa885cdbafa9dac\" id=\"czym-sa-chwilowki\" style=\"margin-bottom:20px;font-style:normal;font-weight:800;line-height:1.2\"><strong><strong>\u0429\u043e \u0442\u0430\u043a\u0435 \u00ab\u0448\u0432\u0438\u0434\u043a\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0438\u00bb (\u00abchwil\u00f3wki\u00bb)?<\/strong><\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list has-palette-color-4-color has-text-color has-link-color wp-elements-3f33d916800683e2470c6b09d37f951f\">\n<li><strong>\u0425\u0430\u0440\u0430\u043a\u0442\u0435\u0440\u0438\u0441\u0442\u0438\u043a\u0430:<\/strong> \u0448\u0432\u0438\u0434\u043a\u0456 \u043f\u043e\u0437\u0438\u043a\u0438, \u044f\u043a\u0456 \u043d\u0430\u0434\u0430\u044e\u0442\u044c\u0441\u044f \u043d\u0435\u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u043c\u0438 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u044f\u043c\u0438, \u0447\u0430\u0441\u0442\u043e \u0440\u0435\u043a\u043b\u0430\u043c\u0443\u044e\u0442\u044c\u0441\u044f \u044f\u043a \u00ab\u043c\u0438\u0442\u0442\u0454\u0432\u0456 \u0433\u0440\u043e\u0448\u0456\u00bb.<\/li>\n\n\n\n<li><strong>\u0420\u0438\u0437\u0438\u043a:<\/strong> \u043c\u0430\u044e\u0442\u044c \u0434\u0443\u0436\u0435 \u0432\u0438\u0441\u043e\u043a\u0456 \u0432\u0438\u0442\u0440\u0430\u0442\u0438, \u043f\u0440\u0438\u0445\u043e\u0432\u0430\u043d\u0456 \u043a\u043e\u043c\u0456\u0441\u0456\u0457 \u0442\u0430 \u0432\u0438\u0441\u043e\u043a\u0443 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0443 \u0441\u0442\u0430\u0432\u043a\u0443, \u0449\u043e \u043c\u043e\u0436\u0435 \u0448\u0432\u0438\u0434\u043a\u043e \u043f\u0440\u0438\u0437\u0432\u0435\u0441\u0442\u0438 \u0434\u043e <strong>\u0431\u043e\u0440\u0433\u043e\u0432\u043e\u0457 \u0441\u043f\u0456\u0440\u0430\u043b\u0456.<\/strong><\/li>\n\n\n\n<li class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-7fbd09af78bc2914dd1892af5525e4b5\"><strong>\u042f\u043a \u0443\u043d\u0438\u043a\u0430\u0442\u0438?<\/strong> \u0417\u0430\u0432\u0436\u0434\u0438 \u0443\u0432\u0430\u0436\u043d\u043e \u0447\u0438\u0442\u0430\u0439 \u0434\u043e\u0433\u043e\u0432\u0456\u0440. \u041f\u0435\u0440\u0435\u0434 \u043f\u0456\u0434\u043f\u0438\u0441\u0430\u043d\u043d\u044f\u043c \u043f\u0435\u0440\u0435\u0432\u0456\u0440 <strong>RRSO<\/strong> \u0456 \u043f\u043e\u0440\u0430\u0445\u0443\u0439, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u043d\u0430\u0441\u043f\u0440\u0430\u0432\u0434\u0456 \u0434\u043e\u0432\u0435\u0434\u0435\u0442\u044c\u0441\u044f \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438. <\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-olly-3760067.jpg\" alt=\"\" class=\"wp-image-1223\" style=\"border-radius:20px;aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-olly-3760067.jpg 1920w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-olly-3760067-640x427.jpg 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-olly-3760067-1200x800.jpg 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-olly-3760067-768x512.jpg 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-olly-3760067-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60);padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-057bf1b1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-palette-color-1-color has-text-color has-link-color wp-elements-322db8dadef72c4deb96cf210a9093be is-nowrap is-layout-flex wp-container-core-group-is-layout-5623b767 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-39ec496\" id=\"gspb_iconBox-id-gsbp-39ec496\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"128pt\" style=\"width:5rem;height:5rem;margin:10px\" height=\"128pt\" viewbox=\"0 0 128 128\">\n <path d=\"m57.941 119.13-29.426 0.25391c-0.12891 0-0.23438 0.10547-0.23828 0.23828 0 0.13281 0.10547 0.23828 0.23828 0.24219l29.426 0.25391h0.007813c0.27344-0.003906 0.49219-0.22656 0.48828-0.49609 0-0.27344-0.22266-0.49219-0.49609-0.49219z\" fill=\"#16866a\"><\/path>\n <path d=\"m86.121 35.051c-0.73047-15.832-13.785-28.141-29.086-27.43-15.301 0.70703-27.156 14.168-26.426 29.988 0.73828 15.91 13.863 28.141 29.086 27.43 14.855-0.6875 26.457-13.387 26.457-28.609 0-0.45313-0.011719-0.91797-0.03125-1.3789zm-26.496 28.516c-14.504 0.66797-26.84-11-27.539-26.012-0.69141-15.027 10.535-27.789 25.02-28.457 0.40234-0.019531 0.79688-0.03125 1.1914-0.03125 13.973 0 25.668 11.43 26.348 26.043 0.69922 15.023-10.527 27.785-25.02 28.457z\" fill=\"#16866a\"><\/path>\n <path d=\"m34.461 13.672c1.2344-1.2383 2.6328-2.2969 4.1523-3.1133 1.5273-0.84766 3.1406-1.3477 4.8828-1.9141 0.015625-0.003906 0.03125-0.011719 0.046875-0.015625 0.37891-0.15234 0.5625-0.58594 0.40625-0.96094-0.15234-0.37891-0.58594-0.5625-0.96094-0.40625l-0.027343 0.011719c-1.6016 0.64844-3.3711 1.3359-4.9062 2.3359-1.5547 0.98047-2.9453 2.1992-4.1367 3.5664-1.1992 1.3633-2.1992 2.8828-3.0195 4.4766-0.85938 1.5781-1.4922 3.2539-2.0938 4.9336 0.71484-1.6328 1.457-3.2539 2.4141-4.75 0.91797-1.5195 2-2.9336 3.2422-4.1641z\" fill=\"#16866a\"><\/path>\n <path d=\"m89.785 52.852c-6.4688 0-11.078 6.3984-9.6992 12.703-3.0039-0.71875-6.1328 0.03125-9.4219 0.76953-10.691 2.207-19.77 0.41406-20.066 0.39453-1.8008-0.27734-3.6523-0.57031-5.5234-0.30469-2.0273 0.27734-4.5195 1.4375-5.4062 3.8398-1.043 2.8164 0.73828 5.8008 2.9453 7.1875 4.6289 2.8945 14.465 1.5547 19.73 0.078125-5.9766 4.6367-11.512 11.086-16.809 19.574-9.6406 15.43-3.4961 22.793 0.34375 20.305 3.5938-2.1367 4.5391-5.6016 13.391-19.438 0.90625-1.4766 2.7461-2.0781 4.3711-1.4375 1.793 0.71875 2.8945 1.2422 3.043 2.4219 0.089844 0.62891-0.19531 1.3398-0.47266 2.0195-1.3008 3.2188-2.5 6.6953-2.4922 10.258 0 5.1875 1.6328 8.5547 4.5781 9.4922 0.19531 0.058594 0.40234 0.089844 0.60156 0.089844 4.9531 0 13.754-19.871 6.4609-28.543-1.0352-1.2227-1.2695-3.5039-0.52344-4.875 4.7266-8.5469 9.7578-10.102 10.664-14.621 1.3008 0.66016 2.7461 1.0234 4.2812 1.0234 5.4844 0 9.9336-4.6953 9.9336-10.465 0.003906-5.7773-4.4453-10.473-9.9297-10.473zm-16.238 33.82c-1.0547 1.9102-0.75 4.8438 0.67969 6.5391 6.8242 8.125-2.5391 27.02-5.4844 26.094-3.082-0.97656-3.543-5.4844-3.543-8.0938-0.011719-3.1211 0.94531-6.1328 2.3828-9.6992 0.32422-0.81641 0.69922-1.7539 0.57031-2.7656-0.27734-2.1172-2.2344-2.9062-3.9688-3.5938-0.60938-0.24609-1.25-0.36328-1.8789-0.36328-1.7148 0-3.3477 0.86719-4.293 2.3945-6.0938 8.8633-11.195 20.883-14.355 18.934-0.78906-0.49219-1.4961-1.7422-1.6836-2.9844-0.78906-5.3867 1.9883-10.73 4.8164-15.262 6.6172-10.605 13.586-17.949 21.316-22.48 0.82812-0.49219 0.14844-1.6953-0.67969-1.3086-5.0625 2.3633-11.059 3.5859-17.281 3.5547-2.2148-0.011719-4.7461-0.19531-6.7461-1.4492-1.7344-1.0938-3.0898-3.418-2.3438-5.4258 0.66016-1.793 2.6875-2.6797 4.2227-2.8945 1.6523-0.22656 3.3164 0.039062 5.0898 0.31641l0.83594 0.12891c16.504 2.4727 23.562-3.1016 29.359-1.0938 0.73047 1.9102 1.9688 3.5352 3.5547 4.6875-0.24219 4.1719-5.6367 5.7891-10.57 14.766zm16.238-14.363c-4.6562 0-8.457-4.0469-8.457-8.9883 0-4.9531 3.7891-8.9883 8.457-8.9883 4.668 0 8.457 4.0352 8.457 8.9883 0 4.9492-3.793 8.9883-8.457 8.9883z\" fill=\"#16866a\"><\/path>\n <path d=\"m69.887 43.055c-0.23047-4.9805-3.5547-7.5977-10.047-9.5156-0.15234-0.042968-0.28906-0.089843-0.4375-0.13281l-0.25781-11.469c2.1445-0.070312 3.9492 0.23828 5.2695 0.63281 0.97266 0.28906 1.9883-0.26953 2.3047-1.2344 0.33203-1.0234-0.24609-2.1289-1.2852-2.4102-1.625-0.44141-3.7852-0.71875-6.3672-0.61719l-0.09375-4.207c-0.007812-0.40625-0.35156-0.68359-0.75391-0.72266-0.40625 0.007813-0.73047 0.34766-0.72266 0.75391l0.097656 4.2812c-6.5781 0.75-10.699 4.707-10.473 9.6641 0.21875 4.7266 4.1641 7.4688 10.426 9.1953 0.16406 0.046874 0.31641 0.09375 0.47656 0.14062l0.27734 12.289c-0.3125 0.035156-0.62891 0.0625-0.96094 0.078125-2.5234 0.11719-4.9453-0.30859-6.9453-1.0195-1.0195-0.36328-2.1367 0.17188-2.4492 1.2109l-0.035156 0.11328c-0.29297 0.98047 0.25 2 1.2188 2.3242 2.1953 0.72656 5.2305 1.1875 8.0391 1.0547 0.41797-0.019532 0.8125-0.058594 1.2109-0.09375l0.11719 5.1484c0.007812 0.40234 0.33984 0.72266 0.73828 0.72266h0.015625c0.40625-0.007813 0.73047-0.34766 0.72266-0.75391l-0.12109-5.3086c7.0312-1.1562 10.25-5.4531 10.035-10.125zm-17.863-15.707c-0.097657-2.1172 1.4375-4.6797 5.6445-5.2852l0.24609 10.863c-3.9531-1.3633-5.7656-2.8242-5.8906-5.5781zm7.7383 22.105-0.26172-11.551c3.7539 1.3594 5.3398 3.043 5.4648 5.7305 0.13281 2.8164-1.75 5.0039-5.2031 5.8203z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-6b606e5688983639156e06a98cfe3f48\" id=\"dlaczego-warto-wziac-gleboki-oddech-i-dac-sobie-czas\"><strong>\u0429\u043e \u0440\u043e\u0431\u0438\u0442\u0438 \u0443 \u0432\u0438\u043f\u0430\u0434\u043a\u0443 \u0437\u0430\u0431\u043e\u0440\u0433\u043e\u0432\u0430\u043d\u043e\u0441\u0442\u0456?<\/strong><\/h2>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u041d\u0435 \u0443\u043d\u0438\u043a\u0430\u0439 \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u0443:<\/strong> \u044f\u043a\u0449\u043e \u043c\u0430\u0454\u0448 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0443 \u0437 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044f\u043c, \u0437\u0432\u0435\u0440\u043d\u0438\u0441\u044f \u0434\u043e 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0.52344-7.2383-1.1523-10.496l6.8242-5.3555c1.9258 2.4023 4.7773 3.9844 8.0625 4.2812l0.42188 5.5938c-11.191 0.53516-10.75 17.172 0.58203 17.172 3.8594 0 7.3828-2.5312 8.3906-6.3711 1.2031-4.6094-1.6328-9.9062-7.4844-10.762l-0.42188-5.6055c8.6055-0.3125 13.781-9.5586 9.3555-16.965-5.2422-8.7344-18.527-6.9141-21.062 2.7461zm-4.9453 25.383c-3.082 11.699-19.105 13.605-25.273 3.25-1.8789-3.1328-2.4023-6.7852-1.4883-10.27 3.0312-11.555 18.766-13.66 25.129-3.4844 0.050781 0.078125 0.097656 0.15625 0.14844 0.23438 0.20703 0.35547 0.40234 0.71875 0.57031 1.082 1.3984 2.8789 1.7227 6.0859 0.91406 9.1875zm22.352-0.57031c0.98438 1.6445 1.2617 3.5625 0.77734 5.3945-0.99609 3.7891-4.9609 6.0469-8.8438 5.0234-3.9375-1.0312-6.2148-4.9609-5.2266-8.7148h-0.011718c1.6055-6.1016 10.004-7.1914 13.305-1.7031zm-7.3047-12.121c-5.9609-0.60547-10.238-6.4531-8.6758-12.316 2.2266-8.4648 13.871-9.9023 18.363-2.3516 4.2148 7.0547-1.5898 15.621-9.6875 14.668z\" fill=\"#16866a\"><\/path>\n<\/svg><\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-palette-color-3-color has-text-color has-link-color has-medium-font-size wp-elements-c86a8eba54226a4b311512b795f4ec02\" id=\"dlaczego-warto-wziac-gleboki-oddech-i-dac-sobie-czas\" style=\"margin-bottom:0\"><strong><strong>\u0414\u0435 \u0448\u0443\u043a\u0430\u0442\u0438 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u0443 \u0432\u0438\u043f\u0430\u0434\u043a\u0443 \u043f\u0440\u043e\u0431\u043b\u0435\u043c<\/strong><\/strong><\/h2>\n\n\n\n<p><strong>\u0414\u0435\u0442\u0430\u043b\u044c\u043d\u0438\u0439 \u043f\u0443\u0442\u0456\u0432\u043d\u0438\u043a \u043f\u043e \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0430\u0445<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-66fad18a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-ded0612\" id=\"gspb_iconBox-id-gsbp-ded0612\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 768 1024\"><path style=\"fill:#565D66\" d=\"M727.6 529l-293.6 296c-9.4 9.4-24.6 9.4-34 0l-39.6-39.6c-9.4-9.4-9.4-24.6 0-34l237-239.4-237-239.4c-9.4-9.4-9.4-24.6 0-34l39.6-39.6c9.4-9.4 24.6-9.4 34 0l293.6 296c9.4 9.4 9.4 24.6 0 34zM407.6 495l-293.6-296c-9.4-9.4-24.6-9.4-34 0l-39.6 39.6c-9.4 9.4-9.4 24.6 0 34l237 239.4-237 239.4c-9.4 9.4-9.4 24.6 0 34l39.6 39.6c9.4 9.4 24.6 9.4 34 0l293.6-296c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-palette-color-4-color has-text-color has-link-color wp-elements-d05c134b91a4bccea1dcf597a111ab9c\" id=\"oszczedzanie-na-wydatkach-stalych\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.3\"><strong><strong><strong><strong>\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0437\u0430\u0445\u0438\u0441\u0442\u0443 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0456\u0457 \u0442\u0430 \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432 (UOKiK)<\/strong><\/strong><\/strong><\/strong><\/h3>\n<\/div>\n\n\n\n<p style=\"padding-left:var(--wp--preset--spacing--50)\"><strong>UOKiK<\/strong> \u043f\u0440\u0430\u0446\u044e\u0454 \u0434\u043b\u044f \u0437\u0430\u0445\u0438\u0441\u0442\u0443 <strong>\u043a\u043e\u043b\u0435\u043a\u0442\u0438\u0432\u043d\u0438\u0445 \u0456\u043d\u0442\u0435\u0440\u0435\u0441\u0456\u0432 \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432<\/strong>. \u0419\u043e\u0433\u043e \u0440\u043e\u043b\u044c \u0454 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0447\u043d\u043e\u044e \u0456 \u043f\u043e\u043b\u044f\u0433\u0430\u0454 \u0443: <\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d032a070 wp-block-group-is-layout-constrained\" style=\"padding-left:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-062dab8\" id=\"gspb_iconBox-id-gsbp-062dab8\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-f939d295c27381d47ec94611212b279a\"><strong><strong><strong><strong><strong>\u0410\u043d\u0442\u0438\u043c\u043e\u043d\u043e\u043f\u043e\u043b\u044c\u043d\u0430 \u0434\u0456\u044f\u043b\u044c\u043d\u0456\u0441\u0442\u044c:<\/strong><\/strong><\/strong><\/strong><\/strong><\/p>\n<\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-1c83f884ff16b82c3102d785590c25d9\" style=\"margin-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--40)\">UOKiK \u0441\u043b\u0456\u0434\u043a\u0443\u0454 \u0437\u0430 \u0442\u0438\u043c, \u0449\u043e\u0431 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443 \u043d\u0435 \u0431\u0443\u043b\u043e \u0446\u0456\u043d\u043e\u0432\u0438\u0445 \u0437\u043c\u043e\u0432 \u0456 \u0449\u043e\u0431 \u0432\u0435\u043b\u0438\u043a\u0456 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457 \u043d\u0435 \u0437\u043b\u043e\u0432\u0436\u0438\u0432\u0430\u043b\u0438 \u0441\u0432\u043e\u0454\u044e \u043f\u043e\u0437\u0438\u0446\u0456\u0454\u044e.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d032a070 wp-block-group-is-layout-constrained\" style=\"padding-left:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-dc4ad61\" id=\"gspb_iconBox-id-gsbp-dc4ad61\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-35318103e8a0c8911e296b47d73d4783\"><strong><strong><strong><strong><strong><strong>\u041c\u043e\u043d\u0456\u0442\u043e\u0440\u0438\u043d\u0433 \u0440\u0438\u043d\u043a\u0443:<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/p>\n<\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-ce9ed47771c5a343cead46623a83f4f5\" style=\"margin-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--40)\">\u041a\u043e\u043d\u0442\u0440\u043e\u043b\u044e\u0454 \u0440\u0435\u043a\u043b\u0430\u043c\u0443, \u0430\u043a\u0446\u0456\u0457 \u0442\u0430 \u0442\u043e\u0432\u0430\u0440\u0438, \u0449\u043e\u0431 \u0432\u043e\u043d\u0438 \u043d\u0435 \u0432\u0432\u043e\u0434\u0438\u043b\u0438 \u043a\u043b\u0456\u0454\u043d\u0442\u0456\u0432 \u0432 \u043e\u043c\u0430\u043d\u0443.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d032a070 wp-block-group-is-layout-constrained\" style=\"padding-left:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-1e87225\" id=\"gspb_iconBox-id-gsbp-1e87225\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-d598d6701617a851dd1899d325a95e71\"><strong><strong><strong><strong><strong><strong>\u041e\u0441\u0432\u0456\u0442\u043d\u044f \u0440\u043e\u043b\u044c:<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/p>\n<\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-d60a53e3c914e2853b14b08befaaf071\" style=\"margin-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--40)\">UOKiK \u0430\u043a\u0442\u0438\u0432\u043d\u043e \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u044c <strong>\u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0456 \u0442\u0430 \u043e\u0441\u0432\u0456\u0442\u043d\u0456 \u043a\u0430\u043c\u043f\u0430\u043d\u0456\u0457 <\/strong>(\u043d\u0430\u043f\u0440\u0438\u043a\u043b\u0430\u0434, \u00ab\u041e\u0431\u0435\u0440\u0435\u0436\u043d\u043e, \u0448\u0430\u0445\u0440\u0430\u0457!\u00bb, \u00ab\u0424\u0456\u043d\u0430\u043d\u0441\u0438 \u0432 \u0448\u043a\u043e\u043b\u0456\u00bb), \u044f\u043a\u0456 \u043f\u0456\u0434\u0432\u0438\u0449\u0443\u044e\u0442\u044c \u043e\u0431\u0456\u0437\u043d\u0430\u043d\u0456\u0441\u0442\u044c \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432 \u0456 \u043d\u0430\u0432\u0447\u0430\u044e\u0442\u044c, \u044f\u043a \u0437\u0430\u0445\u0438\u0449\u0430\u0442\u0438 \u0441\u0432\u043e\u0457 \u0433\u0440\u043e\u0448\u0456.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u041f\u0440\u0438\u043a\u043b\u0430\u0434: <\/strong>\u0412\u0435\u0431\u0441\u0430\u0439\u0442 finanse.uokik.gov.pl \u2014 \u0446\u0435 \u0441\u043f\u0440\u0430\u0432\u0436\u043d\u044f \u0441\u043a\u0430\u0440\u0431\u043d\u0438\u0446\u044f \u0437\u043d\u0430\u043d\u044c \u043f\u0440\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u0438, \u0448\u0430\u0445\u0440\u0430\u0439\u0441\u044c\u043a\u0456 \u0441\u0445\u0435\u043c\u0438 \u0442\u0430 \u043f\u0440\u0430\u0432\u0430 \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0430.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-66fad18a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-e46caa9\" id=\"gspb_iconBox-id-gsbp-e46caa9\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 768 1024\"><path style=\"fill:#565D66\" d=\"M727.6 529l-293.6 296c-9.4 9.4-24.6 9.4-34 0l-39.6-39.6c-9.4-9.4-9.4-24.6 0-34l237-239.4-237-239.4c-9.4-9.4-9.4-24.6 0-34l39.6-39.6c9.4-9.4 24.6-9.4 34 0l293.6 296c9.4 9.4 9.4 24.6 0 34zM407.6 495l-293.6-296c-9.4-9.4-24.6-9.4-34 0l-39.6 39.6c-9.4 9.4-9.4 24.6 0 34l237 239.4-237 239.4c-9.4 9.4-9.4 24.6 0 34l39.6 39.6c9.4 9.4 24.6 9.4 34 0l293.6-296c9.4-9.4 9.4-24.6 0-34z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-palette-color-4-color has-text-color has-link-color wp-elements-4ec786e9f86f715848f7d3b2a7f30d43\" id=\"oszczedzanie-na-wydatkach-stalych\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.3\"><strong><strong><strong><strong><strong>\u041f\u043e\u0432\u0456\u0442\u043e\u0432\u0456 \u0442\u0430 \u041c\u0456\u0441\u044c\u043a\u0456 \u0420\u0435\u0447\u043d\u0438\u043a\u0438 \u0421\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n<\/div>\n\n\n\n<p style=\"padding-left:var(--wp--preset--spacing--50)\">\u0426\u0435 \u0442\u0432\u0456\u0439 <strong>\u043f\u0435\u0440\u0448\u0438\u0439 \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u0438\u0439 \u043f\u0443\u043d\u043a\u0442<\/strong> \u0443 \u0432\u0438\u043f\u0430\u0434\u043a\u0443 \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0456\u0437 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0454\u044e \u0430\u0431\u043e \u0431\u0430\u043d\u043a\u043e\u043c.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d032a070 wp-block-group-is-layout-constrained\" style=\"padding-left:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-d0d5f5f\" id=\"gspb_iconBox-id-gsbp-d0d5f5f\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-c6a7f3c04908379749e5dfa8657c37bc\"><strong><strong><strong><strong><strong><strong>\u0406\u043d\u0434\u0438\u0432\u0456\u0434\u0443\u0430\u043b\u044c\u043d\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong>:<\/p>\n<\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-4f79a528f76d67a1c6da242493e211be\" style=\"margin-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--40)\">\u0420\u0435\u0447\u043d\u0438\u043a \u0437\u0430\u0439\u043c\u0430\u0454\u0442\u044c\u0441\u044f \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u0438\u043c\u0438 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043c\u0438, \u0437 \u044f\u043a\u0438\u043c\u0438 \u0442\u0438 \u0437\u0432\u0435\u0440\u0442\u0430\u0454\u0448\u0441\u044f.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d032a070 wp-block-group-is-layout-constrained\" style=\"padding-left:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-fef438f3 wp-block-group-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-greenshift-blocks-iconbox gspb_iconBox gspb_iconBox-id-gsbp-fc7fb8c\" id=\"gspb_iconBox-id-gsbp-fc7fb8c\"><div class=\"gspb_iconBox__wrapper\" style=\"display:inline-flex\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"72\" height=\"72\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496z\"><\/path><\/svg><\/div><\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-ebeb24584d5a0b475cab679428707ed5\"><strong><strong><strong><strong><strong><strong><strong>\u0417\u0430\u0432\u0434\u0430\u043d\u043d\u044f:<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/p>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u041d\u0430\u0434\u0430\u043d\u043d\u044f \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0438\u0445 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0456\u0439 \u0456 \u043f\u0440\u0430\u0432\u043e\u0432\u043e\u0457 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0457.<\/li>\n\n\n\n<li>\u0417\u0432\u0435\u0440\u043d\u0435\u043d\u043d\u044f \u0432\u0456\u0434 \u0442\u0432\u043e\u0433\u043e \u0456\u043c\u0435\u043d\u0456 \u0434\u043e \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0446\u044f \u0437 \u043c\u0435\u0442\u043e\u044e \u043c\u0438\u0440\u043d\u043e\u0433\u043e \u0432\u0438\u0440\u0456\u0448\u0435\u043d\u043d\u044f \u0441\u043f\u043e\u0440\u0443.<\/li>\n\n\n\n<li>\u0414\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0443 \u0441\u043a\u043b\u0430\u0434\u0430\u043d\u043d\u0456 \u0441\u043a\u0430\u0440\u0433.<\/li>\n\n\n\n<li>\u0414\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0443 \u043f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u0446\u0456 \u043f\u043e\u0437\u043e\u0432\u0443 \u0434\u043e \u0441\u0443\u0434\u0443.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1697","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/lesson\/1697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/comments?post=1697"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/media?parent=1697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}