{"id":1728,"date":"2025-08-30T10:44:04","date_gmt":"2025-08-30T08:44:04","guid":{"rendered":""},"modified":"2025-09-02T20:37:03","modified_gmt":"2025-09-02T18:37:03","slug":"%d1%80%d0%be%d0%b7%d1%83%d0%bc%d0%bd%d0%b5-%d0%b7%d0%b0%d0%bf%d0%be%d0%b7%d0%b8%d1%87%d0%b5%d0%bd%d0%bd%d1%8f-%d0%be%d1%81%d0%bd%d0%be%d0%b2%d0%b8","status":"publish","type":"lesson","link":"https:\/\/fpna.pl\/uk\/cr\/%d1%84%d1%96%d0%bd%d0%b0%d0%bd%d1%81%d0%b8-%d0%b7%d0%b0-%d0%bd%d0%be%d0%b2%d0%be%d1%8e-%d0%b0%d0%b4%d1%80%d0%b5%d1%81%d0%be%d1%8e\/ls\/%d1%80%d0%be%d0%b7%d1%83%d0%bc%d0%bd%d0%b5-%d0%b7%d0%b0%d0%bf%d0%be%d0%b7%d0%b8%d1%87%d0%b5%d0%bd%d0%bd%d1%8f-%d0%be%d1%81%d0%bd%d0%be%d0%b2%d0%b8\/","title":{"rendered":"\u0420\u043e\u0437\u0443\u043c\u043d\u0435 \u0437\u0430\u043f\u043e\u0437\u0438\u0447\u0435\u043d\u043d\u044f \u2013 \u043e\u0441\u043d\u043e\u0432\u0438"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light\" style=\"border-radius:40px;margin-top:0;margin-bottom:var(--wp--preset--spacing--60);padding-bottom:0;min-height:150px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"338\" class=\"wp-block-cover__image-background wp-image-1046 size-large\" alt=\"\" src=\"http:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-1200x338.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-1200x338.webp 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-640x180.webp 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna-768x216.webp 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/banki-finanse-fpna.webp 1280w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim\" style=\"background-color:#e2f0ee\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-large-font-size\" id=\"rozsadne-pozyczanie-podstawy\"><strong>\u0420\u043e\u0437\u0443\u043c\u043d\u0435 \u0437\u0430\u043f\u043e\u0437\u0438\u0447\u0435\u043d\u043d\u044f \u2013 \u043e\u0441\u043d\u043e\u0432\u0438<\/strong><\/h1>\n<\/div><\/div>\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-76187761c7f15d51df4fca71a9e67c1c\">\u041f\u043e\u0437\u0438\u0447\u0430\u043d\u043d\u044f \u0433\u0440\u043e\u0448\u0435\u0439 \u0437\u0430\u0432\u0436\u0434\u0438 \u043f\u043e\u0432\u0438\u043d\u043d\u043e \u0431\u0443\u0442\u0438 \u0434\u043e\u0431\u0440\u0435 \u043e\u0431\u0434\u0443\u043c\u0430\u043d\u0438\u043c. \u041f\u0430\u043c\u2019\u044f\u0442\u0430\u0439, \u0449\u043e \u043a\u043e\u0436\u0435\u043d \u0431\u043e\u0440\u0433 \u2014 \u0446\u0435 \u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u043d\u044f, \u044f\u043a\u0435 \u0442\u0438 \u043c\u0443\u0441\u0438\u0448 \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438, \u0437\u0430\u0437\u0432\u0438\u0447\u0430\u0439 \u0449\u0435 \u0439 \u0437 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0430\u043c\u0438. <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-66fad18a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-kindelmedia-7979604.jpg\" alt=\"\" class=\"wp-image-1144\" style=\"border-radius:20px;aspect-ratio:3\/4;object-fit:cover\" srcset=\"https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-kindelmedia-7979604.jpg 1920w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-kindelmedia-7979604-640x427.jpg 640w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-kindelmedia-7979604-1200x800.jpg 1200w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-kindelmedia-7979604-768x512.jpg 768w, https:\/\/fpna.pl\/wp-content\/uploads\/2025\/08\/pexels-kindelmedia-7979604-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color has-medium-font-size wp-elements-b23710e97832968466d8ed157979bbd3\" id=\"kiedy-i-dlaczego-ostroznie-rozwazac-pozyczanie\" style=\"margin-bottom:20px;font-style:normal;font-weight:800;line-height:1.2\"><strong>\u041a\u043e\u043b\u0438 \u0456 \u0447\u043e\u043c\u0443 \u0441\u043b\u0456\u0434 \u043e\u0431\u0435\u0440\u0435\u0436\u043d\u043e \u0440\u043e\u0437\u0433\u043b\u044f\u0434\u0430\u0442\u0438 \u043f\u043e\u0437\u0438\u0447\u0430\u043d\u043d\u044f:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list has-palette-color-4-color has-text-color has-link-color wp-elements-c359337c73b55f4923b92e40b7f5a4e5\">\n<li><strong>\u041d\u0430\u0434\u0437\u0432\u0438\u0447\u0430\u0439\u043d\u0456 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457:<\/strong> \u041a\u0440\u0435\u0434\u0438\u0442 \u043c\u0430\u0454 \u0431\u0443\u0442\u0438 \u043e\u0441\u0442\u0430\u043d\u043d\u0456\u043c \u0432\u0438\u0445\u043e\u0434\u043e\u043c, \u044f\u043a\u0449\u043e \u0442\u0432\u043e\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0430 \u043f\u043e\u0434\u0443\u0448\u043a\u0430 \u0431\u0435\u0437\u043f\u0435\u043a\u0438 \u043d\u0435 \u0432\u0438\u0441\u0442\u0430\u0447\u0430\u0454.<\/li>\n\n\n\n<li><strong>\u0412\u0438\u0441\u043e\u043a\u0456 \u0432\u0438\u0442\u0440\u0430\u0442\u0438:<\/strong> \u0417\u0430\u0432\u0436\u0434\u0438 \u0443\u0432\u0430\u0436\u043d\u043e \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u044f\u0439, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0432\u0440\u0435\u0448\u0442\u0456-\u0440\u0435\u0448\u0442 \u0434\u043e\u0432\u0435\u0434\u0435\u0442\u044c\u0441\u044f \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438. \u0417\u0432\u0435\u0440\u0442\u0430\u0439 \u0443\u0432\u0430\u0433\u0443 \u043d\u0430 <strong>RRSO<\/strong> (\u0420\u0435\u0430\u043b\u044c\u043d\u0443 \u0440\u0456\u0447\u043d\u0443 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0443 \u0441\u0442\u0430\u0432\u043a\u0443), \u044f\u043a\u0430 \u0432\u043a\u043b\u044e\u0447\u0430\u0454 \u0432\u0441\u0456 \u0432\u0438\u0442\u0440\u0430\u0442\u0438 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u043c. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color has-medium-font-size wp-elements-e9de87d3210f29bb0f833ec7892ed2bd\" id=\"kiedy-i-dlaczego-ostroznie-rozwazac-pozyczanie\" style=\"margin-bottom:20px;font-style:normal;font-weight:800;line-height:1.2\"><strong><strong>\u0411\u0435\u0437\u043f\u0435\u0447\u043d\u0456 \u0444\u043e\u0440\u043c\u0438 \u043f\u043e\u0437\u0438\u0447\u0430\u043d\u043d\u044f:<\/strong><\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list has-palette-color-4-color has-text-color has-link-color wp-elements-c25357ed027c1d288d2862fe9f761ed1\">\n<li><strong>\u0423 \u0440\u043e\u0434\u0438\u043d\u0438\/\u0437\u043d\u0430\u0439\u043e\u043c\u0438\u0445:<\/strong> \u0426\u0435 \u043d\u0430\u0439\u043d\u0430\u0434\u0456\u0439\u043d\u0456\u0448\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431, \u0430\u043b\u0435 \u0432\u0456\u043d \u0432\u0438\u043c\u0430\u0433\u0430\u0454 \u0447\u0456\u0442\u043a\u0438\u0445 \u043f\u0440\u0430\u0432\u0438\u043b. \u0421\u043a\u043b\u0430\u0434\u0456\u0442\u044c \u043f\u0438\u0441\u044c\u043c\u043e\u0432\u0443 \u0443\u0433\u043e\u0434\u0443, \u0432\u0438\u0437\u043d\u0430\u0447\u0438\u0432\u0448\u0438 \u0441\u0443\u043c\u0443, \u0442\u0435\u0440\u043c\u0456\u043d \u0456 \u0441\u043f\u043e\u0441\u0456\u0431 \u043f\u043e\u0432\u0435\u0440\u043d\u0435\u043d\u043d\u044f, \u0449\u043e\u0431 \u0443\u043d\u0438\u043a\u043d\u0443\u0442\u0438 \u043d\u0435\u043f\u043e\u0440\u043e\u0437\u0443\u043c\u0456\u043d\u044c. <\/li>\n\n\n\n<li><strong>\u0423 \u0431\u0430\u043d\u043a\u0443:<\/strong> \u0426\u0435 \u043b\u0435\u0433\u0430\u043b\u044c\u043d\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431, \u044f\u043a\u0438\u0439 \u0440\u0435\u0433\u0443\u043b\u044e\u0454\u0442\u044c\u0441\u044f \u0437\u0430\u043a\u043e\u043d\u043e\u043c. \u0411\u0430\u043d\u043a\u0438 \u0440\u0435\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u044f\u044e\u0442\u044c \u0442\u0432\u043e\u044e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u0456\u0441\u0442\u044c, \u0449\u043e \u0437\u0430\u0445\u0438\u0449\u0430\u0454 \u0442\u0435\u0431\u0435 \u0432\u0456\u0434 \u043d\u0430\u0434\u043c\u0456\u0440\u043d\u043e\u0433\u043e \u0431\u043e\u0440\u0433\u0443. <\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","class_list":["post-1728","lesson","type-lesson","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/lesson\/1728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/lesson"}],"about":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/types\/lesson"}],"replies":[{"embeddable":true,"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/comments?post=1728"}],"wp:attachment":[{"href":"https:\/\/fpna.pl\/uk\/wp-json\/wp\/v2\/media?parent=1728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}